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Why do borrowers default on online loans? An inquiry of their psychology mechanism
16 references·1 citing·46 second hop
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References

  • 2003Common method biases in behavioral research: A critical review of the literature and recommended remedies.81,863 cited
  • 1985The Satisfaction With Life Scale31,725 cited
  • 1998Social Capital, Intellectual Capital, and the Organizational Advantage13,741 cited
  • 1965Inequity In Social Exchange10,813 cited
  • 2002Developing and Validating Trust Measures for e-Commerce: An Integrative Typology5,540 cited
  • 1980The revised UCLA Loneliness Scale: Concurrent and discriminant validity evidence.5,171 cited
  • 1992FOUNDATION FOR A GENERAL STRAIN THEORY OF CRIME AND DELINQUENCY*5,039 cited
  • 2011Construct Measurement and Validation Procedures in MIS and Behavioral Research: Integrating New and Existing Techniques13,159 cited
  • 1993Social Desirability Bias and the Validity of Indirect Questioning2,793 cited
  • 2002What Can Economists Learn from Happiness Research?2,632 cited
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  • 2008Social capital, self-esteem, and use of online social network sites: A longitudinal analysis1,918 cited
  • 2001Building on the Foundation of General Strain Theory: Specifying the Types of Strain Most Likely to Lead to Crime and Delinquency1,607 cited
  • 2012Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending

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1,299 cited
  • 1987A Short-Form Measure of Loneliness1,190 cited
  • 2005Low Self-Esteem Is Related to Aggression, Antisocial Behavior, and Delinquency1,147 cited
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    • 2024Sustainable financial institution in Indonesia: An empirical analysis of social-cultural context, nepotism, and moral hazard on the shaping of non-performing loans19 cited