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Who Pays for Credit Cards?

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References

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2003The Neutrality of Interchange Fees in Payment Systems162 cited
1970Social Class and Income as Indicators of Consumer Credit Behavior115 cited
1990Market Failure and Resource Use: Economic Incentives to Use Different Payment Instruments86 cited
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2000Relationships among Information Search Activities When Shopping for a Credit Card49 cited

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2006A theory of credit cards

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98 cited

2003An Introduction to the Economics of Payment Card Networks81 cited

2006The No Surcharge Rule and Card User Rebates: Vertical Control by a Payment Network80 cited

2003Theory of Credit Card Networks: A Survey of the Literature61 cited

2004Platform Competition in Two-Sided Markets: The Case of Payment Networks57 cited

2010Externalities in Payment Card Networks: Theory and Evidence55 cited

2008Consumer Choice and Merchant Acceptance of Payment Media52 cited

2005The Economics of Interchange Fees and Their Regulation: An Overview46 cited

2010Who Gains and Who Loses from Credit Card Payments? Theory and Calibrations45 cited

2009Do U.S. Consumers Really Benefit from Payment Card Rewards32 cited

2010Why Do Banks Reward Their Customers to Use Their Credit Cards?31 cited