Citation map · Study

SZodixStudyAcademic Library

Shelves Open access

Study · an open academic library·Metadata from OpenAlex (CC0)·Shelves·OpenAlex metadata, de-duplicated

Super-app behavioral patterns in credit risk models: Financial, statistical and regulatory implications

16 references·14 citing·42 second hop

FromToDepth

this work references cited by second hop

References

2018The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution2,660 cited
2015Benchmarking state-of-the-art classification algorithms for credit scoring: An update of research1,277 cited
2017A boosted decision tree approach using Bayesian hyper-parameter optimization for credit scoring770 cited
2005RFM and CLV: Using Iso-Value Curves for Customer Base Analysis595 cited
2017Credit Scoring and Its Applications306 cited
2018On the Rise of FinTechs – Credit Scoring Using Digital Footprints218 cited
2018The value of big data for credit scoring: Enhancing financial inclusion using mobile phone data and social network analytics215 cited
2019On Fintech and Financial Inclusion210 cited
2017CREDIT SCORING IN THE ERA OF BIG DATA199 cited
2017‘All data is credit data’: Constituting the unbanked185 cited
2014Development and application of consumer credit scoring models using profit-based classification measures179 cited
2017Credit Scoring and Its Applications, Second Edition163 cited
2018On the Rise of FinTechs – Credit Scoring using Digital Footprints108 cited
2016Credit Risk Analytics93 cited
2016Research on Credit Scoring by Fusing Social Media Information in Online Peer-to-Peer Lending

Only edges whose both ends are imported exist here. Widen the year window, or show the whole map. Back to the work

78 cited

2016Intelligent Credit Scoring77 cited

Cited by

2024Attention-based dynamic multilayer graph neural networks for loan default prediction50 cited
2024Digital platforms’ growth strategies and the rise of super apps46 cited
2022FinTech regulation: Evolutionary game model, numerical simulation, and recommendations41 cited
2021On the combination of graph data for assessing thin-file borrowers' creditworthiness24 cited
2023On the dynamics of credit history and social interaction features, and their impact on creditworthiness assessment performance21 cited
2022Financial supply chain analysis with borrower identification in smart lending platform20 cited
2022The Value of Open Banking Data for Application Credit Scoring: Case Study of a Norwegian Bank20 cited
2023A recent review on optimisation methods applied to credit scoring models20 cited
2022Deep learning meets decision trees: An application of a heterogeneous deep forest approach in credit scoring for online consumer lending18 cited
2023Determinants of digital wallet adoption and super app: A review and research model17 cited
2023Psychographic and demographic segmentation and customer profiling in mobile fintech services16 cited
2024Feature Enhanced Ensemble Modeling With Voting Optimization for Credit Risk Assessment16 cited
2025A systematic review and future agenda on continuance intentions in mobile apps9 cited
2025Drivers of Mobile Banking Super-App Adoption: Across Different Service Integration Levels6 cited