Which Matters for Medical Utilization Equity under Universal Coverage: Insurance System, Region or SES

Jiaoling Huang · Yuan Li

15 citations0/0 files storedInternational Journal of Environmental Research and Public Health

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Healthcare Systems and Reforms Healthcare Policy and Management Health disparities and outcomes

Abstract

Background: China has achieved universal coverage, with a higher rate of 95% medical insurance. However, huge inequalities are concealed under universal coverage. This article aims to explore the medical insurance utilization disparities over different insurance schemes, regions, and socioeconomic statuses (SES). Methods: This study was based on an open-access dataset in 2010, 2012, 2014, and 2016. A longitudinal analysis and separate logistic models were performed. Results: Urban Employee Basic Medical Insurance (UEBMI) members had an outstanding advantage in specialist visiting over those on the Urban Resident Basic Medical Insurance Scheme (URBMI) (OR = 0.607, p < 0.001) and New Cooperative Medical System (NCMS) (OR = 0.262, p < 0.001). However, in terms of a doctor visiting if a person is sick, the odds of patients in the NCMS receiving a visit were 55.1% ((OR = 1.551; p < 0.05) higher than those on the UEBMI. Compared with west China, the odds of those in the north-east and east were 2.1% (p > 0.05) and 97.2% (OR = 1.972; p < 0.001) higher for seeking medical treatment if sick, and 10.8% (OR = 0.892; p < 0.01) and 42.7% lower (OR = 0.573; p < 0.001) for a specialist visiting. In terms of SES, for each unit of increase in the Standard International Occupational Prestige Scale (SIOPS), the odds of seeking medical treatment decreased by 4.3% (OR = 0.958; p < 0.05), and the odds of a specialist visiting increased by 17.1% (OR = 1.171; p < 0.001) for each unit of the annual income logarithm. Conclusions: NCMS members and residents in west China were in a disadvantage status in terms of access to specialists, though had a higher probability of medical care if sick. SES variables were positively correlated with a specialist visiting consistently. We suggest a further focus on healthcare quality in the west and rural areas.

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References

1996Internationally Comparable Measures of Occupational Status for the 1988 International Standard Classification of Occupations 2012Early appraisal of China's huge and complex health-care reforms 2009Launch of the health-care reform plan in China 2008Tackling the challenges to health equity in China 2009The New Cooperative Medical Scheme in rural China: does more coverage mean more service and better health?2008Can insurance increase financial risk?2015The sampling design of the China Family Panel Studies (CFPS)2017Inequality in the distribution of health resources and health services in China: hospitals versus primary care institutions

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