Factors that Influence the Financial Literacy among Engineering Students

Abstract

Engineers of tomorrow have to be job-providers rather than job-seekers. In this context, financial literacy has vital importance among the engineering students of today as the proper training on financial literacy would instil the financial confidence which would empower themto explore the unlimited prospectus in entrepreneurship endeavours. This paper focuses identifying and assessing the various determinant factors of financial literacy among the engineering students. By data collected from 253 students, the study has found that financial knowledge, financial attitude, family influence, and peer-group pressure influenced the level of financial literacy among the engineering undergraduate students. The findings suggest that long term deliberate attempts are essential for improving the financial literacy among the engineering students.

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