SZodixStudyAcademic Library
ShelvesOpen access
Study · an open academic library·Metadata from OpenAlex (CC0)·Shelves·OpenAlex metadata, de-duplicated
Can credit ratings predict defaults in peer-to-peer online lending? Evidence from a Chinese platform
10 references·4 citing·48 second hop
Can credit ratings predict defaults in peer-to-peer online lending? Evidence from a Chinese platform (2020)Can credit ratings predict defaults in pe…Does university reputation matter? Evidence from peer-to-peer lending (2019)Does university reputation ma…Is there an effective reputation mechanism in peer-to-peer lending? Evidence from China (2018)Is there an effective reputat…The role of punctuation in P2P lending: Evidence from China (2017)The role of punctuation in P2…EDUCATION PREMIUM IN THE ONLINE PEER-TO-PEER LENDING MARKETPLACE: EVIDENCE FROM THE BIG DATA IN CHINA (2017)EDUCATION PREMIUM IN THE ONLI…Evaluating borrower’s default risk in peer-to-peer lending: evidence from a lending platform in China (2016)Evaluating borrower’s default…Description-text related soft information in peer-to-peer lending – Evidence from two leading European platforms (2015)Description-text related soft…Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending (2014)Evaluating credit risk and lo…Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)Judging Borrowers by the Comp…Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? (2010)Screening in New Credit Marke…Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? (2009)Screening in New Credit Marke…Network centrality and credit risk: A comprehensive analysis of peer-to-peer lending dynamics (2024)Network centrality and credit…Politeness matters: The role of polite languages in online peer-to-peer lending (2023)Politeness matters: The role …Credit ratings of Chinese online loan platforms based on factor scores and K-means clustering algorithm (2023)Credit ratings of Chinese onl…Demystifying the proliferation of online peer-to-peer lending in Indonesia: Decoding fintech as a regulatory challenge (2022)Demystifying the proliferatio…Credit Rationing in Markets with Imperfect Information (1981)Financial Intermediation and Delegated Monitoring (1984)Formal and Real Authority in Organizations (1997)When can a photo increase credit? The impact of lender and borrower profiles on online peer-to-peer loans (2014)How signaling and search costs affect information asymmetry in P2P lending: the economics of big data (2015)Emerging technologies and the democratisation of financial services: A metatriangulation of crowdfunding research (2016)The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)Risk assessment in social lending via random forests (2015)Study on a prediction of P2P network loan default based on the machine learning LightGBM and XGboost algorithms according to different high dimensional data cleaning (2018)The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform (2019)The Economics of Discrimination (1957)Expectations and the neutrality of money (1972)On the Rise of FinTechs – Credit Scoring Using Digital Footprints (2018)P2P Lenders versus Banks: Cream Skimming or Bottom Fishing? (2021)FinTech Lending (2022)American Economic Review (2019)The Household Finance Landscape in Emerging Economies (2019)Graph convolutional network-based credit default prediction utilizing three types of virtual distances among borrowers (2020)Online peer-to-peer lending: A review of the literature (2021)On the psychology of prediction. (1973)An Economic Theory of Self-Control (1981)Investor Psychology and Asset Pricing (2001)Default prediction in P2P lending from high-dimensional data based on machine learning (2019)Determinants of corporate default risk in China: The role of financial constraints (2020)Applying machine learning algorithms to predict default probability in the online credit market: Evidence from China (2021)Job Market Signaling (1973)Schultz, Theodore W., Investment in Human Capital, New York, The Free Press, 1971, xii + 272 pp. ($8.75) (1973)Lender Trust on the P2P Lending: Analysis Based on Sentiment Analysis of Comment Text (2020)Proposing a new loan recommendation framework for loan allocation strategies in online P2P lending (2023)Improving credit risk assessment in P2P lending with explainable machine learning survival analysis (2024)Reputation and imperfect information (1982)Managerial Incentive Problems: A Dynamic Perspective (1999)Crowdlending: mapping the core literature and research frontiers (2021)The Interaction Between Suppliers and Fraudulent Customer Firms: Evidence from Trade Credit Financing of Chinese Listed Firms (2021)Digital financial inclusion and the share of labor income: Firm-level evidence (2023)Estimating Standard Errors in Finance Panel Data Sets: Comparing Approaches (2006)Will CEOs with banking experience lower default risks? Evidence from P2P lending platforms in China (2020)Drivers of lending decision in peer-to-peer lending in Malaysia (2021)The Effect of AI-Enabled Credit Scoring on Financial Inclusion: Evidence from an Underserved Population of over One Million (2024)The Strength of Weak Ties (1973)Economic Action and Social Structure: The Problem of Embeddedness (1985)Social Capital in the Creation of Human Capital (1988)Trust and Credit: The Role of Appearance in Peer-to-peer Lending (2012)Internal Social Capital and the Attraction of Early Contributions in Crowdfunding (2014)Fintech and banking: What do we know? (2019)Lenders’ blind trust and borrowers’ blind spots: A descriptive investigation of personal loans (2012)Competition against common sense (2015)Information Sharing and User Behavior in Internet-enabled Peer-to-peer Lending Systems: An Empirical Study (2016)
this work references cited by second hop

References

  • 2012Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending1,299 cited
  • 2014Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending495 cited
  • 2015Description-text related soft information in peer-to-peer lending – Evidence from two leading European platforms309 cited
  • 2016Evaluating borrower’s default risk in peer-to-peer lending: evidence from a lending platform in China152 cited
  • 2010Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending?150 cited
  • 2017The role of punctuation in P2P lending: Evidence from China86 cited
  • 2018Is there an effective reputation mechanism in peer-to-peer lending? Evidence from China62 cited
  • 2009Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending?44 cited
  • 2019Does university reputation matter? Evidence from peer-to-peer lending30 cited
  • 2017EDUCATION PREMIUM IN THE ONLINE PEER-TO-PEER LENDING MARKETPLACE: EVIDENCE FROM THE BIG DATA IN CHINA29 cited

Cited by

  • 2024Network centrality and credit risk: A comprehensive analysis of peer-to-peer lending dynamics20 cited
  • 2023Politeness matters: The role of polite languages in online peer-to-peer lending16 cited
  • 2023Credit ratings of Chinese online loan platforms based on factor scores and K-means clustering algorithm

Only edges whose both ends are imported exist here. Widen the year window, or show the whole map. Back to the work

16 cited
  • 2022Demystifying the proliferation of online peer-to-peer lending in Indonesia: Decoding fintech as a regulatory challenge8 cited