Financial literacy in the COVID-19 pandemic: pressure conditions in Indonesia

Anik Yuesti · Ni Wayan Rustiarini · Ni Nyoman Ayu Suryandari

87 citations0/0 files storedJournal of Entrepreneurship and Sustainability Issues

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Financial Literacy and Behavior Financial Literacy, Pension, Retirement Analysis COVID-19 Prevention and Impact

Abstract

The COVID-19 (novel coronavirus disease 2019) has become a worldwide disaster.This pandemic not only affected the world economy but also the family economy.Good financial literacy will help individuals avoid financial problems, especially during the COVID-19 pandemic.Financial literacy can facilitate individuals to manage their income well even in demanding situations.This study aims to analyse how financial literacy helps in the depression condition of the COVID-19 pandemic.This study takes a sample of 396 household heads.This study uses partial least square (PLS) analysis to analyse the data.Results show that all financial attitudes, behaviour and literacy variables positively affect financial literacy and wellbeing.The implication of this research is that financial literacy, which is reflected by financial attitudes and behaviour plays a key role in public financial welfare.

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References

1991The theory of planned behavior 1998An Analysis of Personal Financial Literacy Among College Students 2017Financial well-being: A conceptualization and research agenda 2011Financial literacy and retirement planning in the United States 2009Pathways to life success: A conceptual model of financial well-being for young adults 1982The Development of a Money Attitude Scale 2009Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 2017Financial literacy, financial advice, and financial behavior

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