The Impact of Financial Literacy on Investment Decisions Between Saving and Credit: Studies on Sharia Bank Customers in the Special Region of Yogyakarta

R. Heru Kristanto HC · R. Hendry Gusaptono

29 citations0/0 files storedJournal of Economics and Business

No readable copy stored yet — this record is metadata only.

No open-access location is known for this record yet.

Literature note Cite in a project Citation map

Financial Literacy and Behavior Islamic Finance and Banking Studies Financial Literacy, Pension, Retirement Analysis

Abstract

Investment decision-making will involve cognitive, psychological, social and behavioral aspects. Financial literacy includes financial knowledge, financial behavior, financial awareness and financial attitudes. This study aims to analyze the impact of financial literacy on investment decisions of Sharia Bank customers. The sampling technique uses random sampling on Sharia Bank customers in the Special Region of Yogyakarta, Indonesia. Data analysis using multiple regression. The results reveal that 1) Financial knowledge has a positive effect on investment decisions. 2) Financial behavior has a positive effect on investment decisions. 3) Financial awareness has a positive effect on investment decisions. 4) Financial attitudes has a positive effect on investment decisions.

Paper brief

Loading…

Cite this work

Citation unavailable for this work.

BibTeX RIS CSL-JSON

No public copy is stored for this record, so only the metadata is cited.

Citations in this library

Citation map →

Stored only when both papers are in the corpus — 29 citations exist upstream.

References

2010Financial Literacy among the Young 2013Investment in financial literacy and saving decisions 2009Financial literacy and investment decisions of UAE investors 2002The Role of Information and Social Interactions in Retirement Plan Decisions: Evidence from a Randomized Experiment 2011Financial literacy and retirement preparation in the Netherlands 2013THE IMPACT OF FINANCIAL LITERACY ON INDIVIDUAL SAVING: AN EXPLORATORY STUDY IN THE MALAYSIAN CONTEXT 2009Effect of Personal Financial Knowledge on College Students' Credit Card Behavior.2007The Age of Reason: Financial Decisions Over the Lifecycle

Cited by

2024The Impact of Financial Influencers, Social Influencers, and FOMO Economy on the Decision-Making of Investment on Millennial Generation and Gen Z of Indonesia 2024Financial Literacy, Financial Education and Financial Experience: Conceptual Framework 2021The Impact of Bank Behavior, Financial Literacy on Investment Decisions, Mediation of Financial Inclusion and Debt Behavior. Study on Working Capital and Investment Debtors at Regional Development Bank Yogyakarta Indonesia

Explore the map →

Papers that cite the same references — the relational fallback while embeddings are still backfilling.

Imported from OpenAlex (CC0) — nothing here is generated.