ANALISIS KINERJA KEUANGAN BANK BCA KONVESIONAL DAN BANK BCA SYARIAH AKIBAT DAMPAK PANDEMI COVID-19

Abstract

The financial performance of banks during Covid-19 pandemic is expected to increase growth and maintain stability in economic conditions. The purpose of this study was to determine whether there were differences in average CAR, ROA, NPL/NPF, LDR/FDR, and BOPO. This research method is a comparative method that looks for comparisons between the financial performance of BCA Conventional bank and BCA Islamic banks with the analysis method used by the independent sample t-test. This study uses secondary data from the quarterly financial reports published by conventioanal banks BCA and BCA Islamic banks for the period March and June 2020. The results show that there are significant differences in CAR, ROA, LDR, NPL, and BOPO are not significant during the Covid-19 pandemic. Keywords: CAR, ROA, NPL, LDR, and BOPO

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