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Do Payday Loans Cause Bankruptcy?

16 references·16 citing·48 second hopsampled

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References

1999Using Maimonides' Rule to Estimate the Effect of Class Size on Scholastic Achievement1,495 cited
1997Using Maimonides' Rule to Estimate the Effect of Class Size on Student Achievement1,218 cited
2009Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts899 cited
2009Medical Bankruptcy in the United States, 2007: Results of a National Study806 cited
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2011The Real Costs of Credit Access: Evidence from the Payday Lending Market*508 cited
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2011Payday lenders: Heroes or villains?400 cited
1995Fringe banking: check-cashing outlets, pawnshops, and the poor373 cited
2009Liquidity Constraints and Imperfect Information in Subprime Lending370 cited
2015Debt Relief and Debtor Outcomes: Measuring the Effects of Consumer Bankruptcy Protection318 cited
1999Determinants of the Consumer Bankruptcy Decision304 cited
2009Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap269 cited
2007

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Bankruptcy Reform and Credit Cards

232 cited

1999Adverse Selection in the Credit Card Market226 cited

Cited by

2021Fintech and household resilience to shocks: Evidence from digital loans in Kenya236 cited
2017Noncognitive Abilities and Financial Distress: Evidence from a Representative Household Panel120 cited
2014Payday loans and consumer financial health116 cited
2023Eviction and Poverty in American Cities107 cited
2018How Do Payday Loans Affect Borrowers? Evidence from the U.K. Market84 cited
2018Behavioral Household Finance72 cited
2022Buy Now Pay (Pain?) Later71 cited
2020Consumer finance/household finance: the definition and scope70 cited
2017Spillovers from Costly Credit47 cited
2018Price Regulation in Credit Markets: A Trade-Off between Consumer Protection and Credit Access43 cited
2019Importance of Subjective Financial Knowledge and Perceived Credit Score in Payday Loan Use36 cited
2009Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?36 cited
2021Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending35 cited
2023The real effects of financial technology: Marketplace lending and personal bankruptcy32 cited
2010Payday Lending: New Research and the Big Question27 cited
2022Consumer Bankruptcy Prediction Using Balanced and Imbalanced Data24 cited