References

• 1981Credit Rationing in Markets with Imperfect Information12,762 cited
• 2004The Relationship Between Education and Adult Mortality in the United States1,363 cited
• 2012Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending1,299 cited
• 2012Trust and Credit: The Role of Appearance in Peer-to-peer Lending1,066 cited
• 2015Crowdfunding: Geography, Social Networks, and the Timing of Investment Decisions1,020 cited
• 2011What's in a Picture?: Evidence of Discrimination from Prosper.com492 cited
• 2004Does education cause better health? A panel data analysis using school reforms for identification359 cited
• 1989Schooling, Self-Selection, and Health314 cited
• 2013Emergence of Financial Intermediaries on Electronic Markets: The Case of Online P2P Lending218 cited
• 2008Love & Loans The Effect of Race, Beauty and Personal Characteristics in Credit Markets 1209 cited
• 2011Do Social Networks Solve Information Problems for Peer-to-Peer Lending? Evidence from Prosper.com168 cited
• 2010Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending?150 cited
• 2018Online P2P Lending and Regulatory Responses in China: Opportunities and Challenges117 cited
• 2010Sending mixed signals