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Fuzzy Math, Disclosure Regulation, and Market Outcomes: Evidence from Truth-in-Lending Reform
16 references·16 citing·43 second hopsampled
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Evidence from a Consumer Credit Marketing Field Experiment* (2010)What's Advertising Content Wo…Observing Unobservables: Identifying Information Asymmetries With a Consumer Credit Field Experiment (2009)Observing Unobservables: Iden…Liquidity Constraints and Imperfect Information in Subprime Lending (2009)Liquidity Constraints and Imp…Exponential Growth Bias and Household Finance (2009)Exponential Growth Bias and H…Debt Literacy, Financial Experiences, and Overindebtedness (2009)Debt Literacy, Financial Expe…Information, School Choice, and Academic Achievement: Evidence from Two Experiments* (2008)Information, School Choice, a…Tying Odysseus to the Mast: Evidence From a Commitment Savings Product in the Philippines (2006)Tying Odysseus to the Mast: E…Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets (2006)Shrouded Attributes, Consumer…Cognitive biases and decision support systems development: a design science approach (2005)Cognitive biases and decision…Save More Tomorrow™: Using Behavioral Economics to Increase Employee Saving (2004)Save More Tomorrow™: Using Be…Contract Design and Self-Control: Theory and Evidence (2004)Contract Design and Self-Cont…Bargains and Ripoffs: A Model of Monopolistically Competitive Price Dispersion (1977)Bargains and Ripoffs: A Model…Information and Consumer Behavior (1970)Information and Consumer Beha…The Effects of Third-Degree Price Discrimination in Oligopoly.The Effects of Third-Degree P…The effects of disclosure and enforcement on payday lending in Texas (2021)The effects of disclosure and…Public Disclosure and Consumer Financial Protection (2020)Public Disclosure and Consume…Politicizing consumer credit (2020)Politicizing consumer creditMonthly Payment Targeting and the Demand for Maturity (2020)Monthly Payment Targeting and…Bank profit efficiency and financial consumer protection policies (2020)Bank profit efficiency and fi…Monthly Payment Targeting and the Demand for Maturity (2019)Monthly Payment Targeting and…Shaming tax delinquents (2018)Shaming tax delinquentsDisentangling the effects of promotion mix on new product sales: An examination of disaggregated drivers and the moderating effect of product class (2018)Disentangling the effects of …An investigation of the impact of financial literacy, risk attitude, and saving motives on the attenuation of mutual fund investors’ disposition bias (2017)An investigation of the impac…Assessing Financial Education: Evidence from Boot Camp (2016)Assessing Financial Education…Effects of informational nudges on consumer debt repayment behaviors (2015)Effects of informational nudg…Household Debt: Facts, Puzzles, Theories, and Policies (2014)Household Debt: Facts, Puzzle…Financial Literacy and Education (2014)Financial Literacy and Educat…Consumer Credit: Too Much or Too Little (or Just Right)? 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References

  • 1970Information and Consumer Behavior5,796 cited
  • 2004Save More Tomorrow™: Using Behavioral Economics to Increase Employee Saving2,490 cited
  • 2006Tying Odysseus to the Mast: Evidence From a Commitment Savings Product in the Philippines1,544 cited
  • 2006Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets1,431 cited
  • 2015Debt literacy, financial experiences, and overindebtedness1,410 cited
  • 1977Bargains and Ripoffs: A Model of Monopolistically Competitive Price Dispersion1,033 cited
  • 2009Debt Literacy, Financial Experiences, and Overindebtedness837 cited
  • 2009Exponential Growth Bias and Household Finance828 cited
  • 2004Contract Design and Self-Control: Theory and Evidence768 cited
  • 2008Information, School Choice, and Academic Achievement: Evidence from Two Experiments*659 cited
  • 2010What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment*548 cited
  • 2011Information Disclosure, Cognitive Biases, and Payday Borrowing546 cited
  • 2009Observing Unobservables: Identifying Information Asymmetries With a Consumer Credit Field Experiment504 cited
  • 2009Liquidity Constraints and Imperfect Information in Subprime Lending370 cited
  • 2005

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Cognitive biases and decision support systems development: a design science approach
354 cited
  • n.d.The Effects of Third-Degree Price Discrimination in Oligopoly.316 cited
  • Cited by

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    • 2010Consumer Confusion in the Mortgage Market: Evidence of Less than a Perfectly Transparent and Competitive Market73 cited
    • 2020Politicizing consumer credit72 cited
    • 2020Monthly Payment Targeting and the Demand for Maturity69 cited
    • 2014Household Debt: Facts, Puzzles, Theories, and Policies68 cited
    • 2015Effects of informational nudges on consumer debt repayment behaviors66 cited
    • 2016Assessing Financial Education: Evidence from Boot Camp66 cited
    • 2014Consumer Credit: Too Much or Too Little (or Just Right)?53 cited
    • 2020Bank profit efficiency and financial consumer protection policies49 cited
    • 2020Public Disclosure and Consumer Financial Protection37 cited
    • 2021The effects of disclosure and enforcement on payday lending in Texas36 cited
    • 2014Financial Literacy and Education32 cited
    • 2018Disentangling the effects of promotion mix on new product sales: An examination of disaggregated drivers and the moderating effect of product class28 cited
    • 2019Monthly Payment Targeting and the Demand for Maturity28 cited
    • 2012Borrow Less Tomorrow: Behavioral Approaches to Debt Reduction21 cited