Citation map · Study

SZodixStudyAcademic Library

Shelves Open access

Study · an open academic library·Metadata from OpenAlex (CC0)·Shelves·OpenAlex metadata, de-duplicated

Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?

8 references·16 citing·54 second hop

FromToDepth

this work references cited by second hop

References

2002Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data865 cited
1995Fringe banking: check-cashing outlets, pawnshops, and the poor373 cited
2009Liquidity Constraints and Imperfect Information in Subprime Lending370 cited
2010Financial Literacy and Financial Planning: Evidence from India191 cited
2007Payday Lending183 cited
2008Credit Card Debt Puzzles and Debt Revolvers for Self Control172 cited
2008Payday Loans, Uncertainty and Discounting: Explaining Patterns of Borrowing, Repayment, and Default157 cited
2007The choice at the checkout: Quantifying demand across payment instruments128 cited

Cited by

2019Do the Poor Pay More for Housing? Exploitation, Profit, and Risk in Rental Markets211 cited
2018The effect of the affordable care act Medicaid expansions on financial wellbeing190 cited
2015Why Do Borrowers Make Mortgage Refinancing Mistakes?173 cited
2013Predatory Lending and the Subprime Crisis171 cited
2016Systematic mistakes in the mortgage market and lack of financial sophistication161 cited
2015Borrowing High versus Borrowing Higher: Price Dispersion and Shopping Behavior in the U.S. Credit Card Market158 cited

Only edges whose both ends are imported exist here. Widen the year window, or show the whole map. Back to the work

2016Consumer Borrowing after Payday Loan Bans123 cited

2021Measuring Bias in Consumer Lending113 cited

2013Information Asymmetries in Consumer Credit Markets: Evidence from Payday Lending102 cited

2013Financial literacy and mortgage equity withdrawals97 cited

2015Do Consumers Choose the Right Credit Contracts?96 cited

2018Teachers Teaching Teachers: The Role of Workplace Peer Effects in Financial Decisions93 cited

2023Buy now, pay later (BNPL) ...on your credit card92 cited

2020Predatory Inclusion in Consumer Credit: Explaining Black and White Disparities in Payday Loan Use76 cited

2017The Off-Label Use of Consumer Credit Ratings73 cited

2016Much Ado about Nothing? New Evidence on the Effects of Payday Lending on Military Members73 cited