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A conservative approach for online credit scoring
16 references·4 citing·32 second hop
A conservative approach for online credit scoring (2021)A conservative approach for online credit…A comparative study on base classifiers in ensemble methods for credit scoring (2016)A comparative study on base c…Risk and Risk Management in the Credit Card Industry (2015)Risk and Risk Management in t…Benchmarking state-of-the-art classification algorithms for credit scoring: An update of research (2015)Benchmarking state-of-the-art…Macroeconomic determinants of the credit risk in the banking system: The case of the GIPSI (2013)Macroeconomic determinants of…Mining large-scale smartphone data for personality studies (2011)Mining large-scale smartphone…Analysis of users and non-users of smartphone applications (2009)Analysis of users and non-use…Predicting Firm Financial Distress: A Mixed Logit Model (2004)Predicting Firm Financial Dis…An application of support vector machines in bankruptcy prediction model (2004)An application of support vec…Benchmarking state-of-the-art classification algorithms for credit scoring (2003)Benchmarking state-of-the-art…Survival Analysis Methods for Personal Loan Data (2002)Survival Analysis Methods for…Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options (2000)Mortgage Terminations, Hetero…A survey of credit and behavioural scoring: forecasting financial risk of lending to consumers (2000)A survey of credit and behavi…Statistical Classification Methods in Consumer Credit Scoring: A Review (1997)Statistical Classification Me…Methodological Issues Related to the Estimation of Financial Distress Prediction Models (1984)Methodological Issues Related…ZETATM analysis A new model to identify bankruptcy risk of corporations (1977)ZETATM analysis A new model t…FINANCIAL RATIOS, DISCRIMINANT ANALYSIS AND THE PREDICTION OF CORPORATE BANKRUPTCY (1968)FINANCIAL RATIOS, DISCRIMINAN…XGBoost-B-GHM: An Ensemble Model with Feature Selection and GHM Loss Function Optimization for Credit Scoring (2024)XGBoost-B-GHM: An Ensemble Mo…Is artificial intelligence and machine learning changing the ways of banking: a systematic literature review and meta analysis (2023)Is artificial intelligence an…Data science training for official statistics: A new scientific paradigm of information and knowledge development in national statistical systems (2021)Data science training for off…Application Analysis of Credit Scoring of Financial Institutions Based on Machine Learning Model (2021)Application Analysis of Credi…The Pricing of Options and Corporate Liabilities (1973)Managerial Applications of Neural Networks: The Case of Bank Failure Predictions (1992)Corporate distress diagnosis: Comparisons using linear discriminant analysis and neural networks (the Italian experience) (1994)Credit scoring with a data mining approach based on support vector machines (2006)Recent developments in consumer credit risk assessment (2007)A comparative assessment of ensemble learning for credit scoring (2010)Neural network credit scoring models (2000)The comparisons of data mining techniques for the predictive accuracy of probability of default of credit card clients (2008)A boosted decision tree approach using Bayesian hyper-parameter optimization for credit scoring (2017)Financial Ratios As Predictors of Failure (1966)Financial Ratios and the Probabilistic Prediction of Bankruptcy (1980)Limited-dependent and qualitative variables in econometrics (1983)Do Managers Withhold Bad News? (2008)In Search of Distress Risk (2008)Evaluating Structural Equation Models with Unobservable Variables and Measurement Error (1981)The theory of planned behavior (1991)Common method biases in behavioral research: A critical review of the literature and recommended remedies. (2003)Determinants of continuance intention to use the smartphone banking services (2016)Mobile shopping apps adoption and perceived risks: A cross-country perspective utilizing the Unified Theory of Acceptance and Use of Technology (2018)Theory of Rational Option Pricing (1973)A Theory of the Term Structure of Interest Rates (1985)Negative equity and foreclosure: Theory and evidence (2008)What moves housing markets: A variance decomposition of the rent–price ratio (2009)A Model of Mortgage Default (2011)Forecasting Bankruptcy More Accurately: A Simple Hazard Model (2001)Using neural network ensembles for bankruptcy prediction and credit scoring (2007)Consumer credit-risk models via machine-learning algorithms (2010)Ensemble boosted trees with synthetic features generation in application to bankruptcy prediction (2016)Managerial incentives and risk-taking☆ (2005)How does financial reporting quality relate to investment efficiency? (2009)'It's Reducing a Human Being to a Percentage' (2018)Machine Learning and Natural Language Processing in Mental Health: Systematic Review (2020)
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References

  • 1968FINANCIAL RATIOS, DISCRIMINANT ANALYSIS AND THE PREDICTION OF CORPORATE BANKRUPTCY14,869 cited
  • 1984Methodological Issues Related to the Estimation of Financial Distress Prediction Models2,889 cited
  • 1977ZETATM analysis A new model to identify bankruptcy risk of corporations1,812 cited
  • 2015Benchmarking state-of-the-art classification algorithms for credit scoring: An update of research1,277 cited
  • 1997Statistical Classification Methods in Consumer Credit Scoring: A Review1,039 cited
  • 2003Benchmarking state-of-the-art classification algorithms for credit scoring903 cited
  • 2004An application of support vector machines in bankruptcy prediction model809 cited
  • 2000Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options794 cited
  • 2000A survey of credit and behavioural scoring: forecasting financial risk of lending to consumers744 cited
  • 2009Analysis of users and non-users of smartphone applications467 cited
  • 2011Mining large-scale smartphone data for personality studies381 cited
  • 2013Macroeconomic determinants of the credit risk in the banking system: The case of the GIPSI378 cited
  • 2004Predicting Firm Financial Distress: A Mixed Logit Model377 cited
  • 2002Survival Analysis Methods for Personal Loan Data266 cited

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  • 2015Risk and Risk Management in the Credit Card Industry260 cited
  • 2016A comparative study on base classifiers in ensemble methods for credit scoring248 cited
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    • 2023Is artificial intelligence and machine learning changing the ways of banking: a systematic literature review and meta analysis34 cited
    • 2024XGBoost-B-GHM: An Ensemble Model with Feature Selection and GHM Loss Function Optimization for Credit Scoring31 cited
    • 2021Application Analysis of Credit Scoring of Financial Institutions Based on Machine Learning Model24 cited
    • 2021Data science training for official statistics: A new scientific paradigm of information and knowledge development in national statistical systems13 cited