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Fairness in credit scoring: Assessment, implementation and profit implications · Study

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ArticleFairness in credit scoring: Assessment, implementation and profit implications

Nikita Kozodoi2021

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Articlegreen2021

Fairness in credit scoring: Assessment, implementation and profit implications

Nikita Kozodoi · Johannes Jacob · Stefan Lessmann

196 citations·0/0 files stored·European Journal of Operational Research

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Ethics and Social Impacts of AI Financial Distress and Bankruptcy Prediction Explainable Artificial Intelligence (XAI)

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References

2012Fairness through awareness 2014Big Data's Disparate Impact 2016Equality of Opportunity in Supervised Learning 2017Fair Prediction with Disparate Impact: A Study of Bias in Recidivism Prediction Instruments 2015Certifying and Removing Disparate Impact 2018Mitigating Unwanted Biases with Adversarial Learning 2015Benchmarking state-of-the-art classification algorithms for credit scoring: An update of research 2017Algorithmic Decision Making and the Cost of Fairness

Cited by

2023Algorithmic discrimination in the credit domain: what do we know about it?2022Algorithmic fairness in business analytics: Directions for research and practice 2023Consumer credit risk assessment: A review from the state-of-the-art classification algorithms, data traits, and learning methods 2024Who gets the money? A qualitative analysis of fintech lending and credit scoring through the adoption of AI and alternative data 2024A fused large language model for predicting startup success

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Details

Year2021

Typearticle

Published2021-06-18

VenueEuropean Journal of Operational Research

ISSN-L0377-2217

Languageen

Citations196

Files0 public / 0

ShelfEthics and Social Impacts of AI

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doi10.1016/j.ejor.2021.06.023

openalex_workW3134439870

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2024

The Fairness of Credit Scoring Models

2024Advancing credit risk modelling with Machine Learning: A comprehensive review of the state-of-the-art

2023Survey on fairness notions and related tensions