FinTech, financial inclusion and the UN Sustainable Development Goals* 1

Abstract

Sustainable development is one of the most important shared objectives globally, and today increasingly centres on the United Nations Sustainable Development Goals (UN SDGs). The UN SDGs provide a framework of detailed objectives and criteria in pursuing sustainable development. Central banks and financial regulators around the world are likewise considering how to enhance sustainable development in the context of their wider mandates for financial and economic development, while also balancing their other primary objectives, including monetary and financial stability, financial integrity and consumer protection. Financial inclusion involves delivering financial services at an affordable cost to all parts of society. It enables people to manage their financial obligations efficiently, reduces poverty and supports wider economic growth. Financial inclusion, and especially access to credit, therefore introduces individuals to a new array of financial risks. Digital finance and FinTech play three core roles in relation to achieving the SDGs.

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