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FinTech, BigTech, and the Future of Banks
14 references·8 citing·45 second hop
FinTech, BigTech, and the Future of Banks (2022)FinTech, BigTech, and the Future of BanksBigTech and the changing structure of financial intermediation (2019)BigTech and the changing stru…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…Fintech and Banking. Friends or Foes? (2018)Fintech and Banking. Friends …Firm Rigidities and the Decline in Growth Opportunities (2016)Firm Rigidities and the Decli…Banks as patient fixed-income investors (2015)Banks as patient fixed-income…Liquid-claim production, risk management, and bank capital structure: Why high leverage is optimal for banks (2014)Liquid-claim production, risk…Conglomerate Firms, Internal Capital Markets, and the Theory of the Firm (2013)Conglomerate Firms, Internal …Securitization without risk transfer (2012)Securitization without risk t…Is there a diversification discount in financial conglomerates? (2006)Is there a diversification di…Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Information Production and Ca…A Theory of Bank Capital (2000)A Theory of Bank CapitalFINANCIAL INNOVATION: ACHIEVEMENTS AND PROSPECTS (1992)FINANCIAL INNOVATION: ACHIEVE…Agency costs and innovation (1989)Agency costs and innovationSome evidence on the uniqueness of bank loans (1987)Some evidence on the uniquene…Factors Influencing FinTech Adoption Among Bank Customers in Palestine: An Extended Technology Acceptance Model Approach (2025)Factors Influencing FinTech A…Surges of cross border capital flow: The impact of digital finance (2024)Surges of cross border capita…Navigating the EU data governance labyrinth: A business perspective on data sharing in the financial sector (2024)Navigating the EU data govern…FinTech services from BigTech companies (2024)FinTech services from BigTech…Interest rates as a finance battleground? The rise of Fintech and big tech credit providers and bank interest margin (2023)Interest rates as a finance b…Impact of FinTech Growth on Bank Performance in GCC Region (2023)Impact of FinTech Growth on B…Differential Impact of Fintech and GDP on Bank Performance: Global Evidence (2023)Differential Impact of Fintec…Does electronic economics matter to financial technology firms? (2022)Does electronic economics mat…ON THE PRICING OF CORPORATE DEBT: THE RISK STRUCTURE OF INTEREST RATES* (1974)Corporate financing and investment decisions when firms have information that investors do not have (1984)Financial Intermediation and Delegated Monitoring (1984)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Relationship Lending and Lines of Credit in Small Firm Finance (1995)Financial Dependence and Growth (1996)Markets and Hierarchies: Analysis and Antitrust Implications. 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(2020)Machine learning for credit scoring: Improving logistic regression with non-linear decision-tree effects (2021)The General Theory of Employment, Interest and Money. (1936)The General Theory of Employment, Interest and Money. (1936)Bank Capital and Lending Relationships (2017)Capital requirements, risk choice, and liquidity provision in a business-cycle model (2019)Theory of the firm: Managerial behavior, agency costs and ownership structure (1976)Separation of Ownership and Control (1983)Law and Finance (1998)Bank governance, regulation and risk taking (2008)Bank Governance, Regulation, and Risk Taking (2008)Bank activity and funding strategies: The impact on risk and returns☆ (2010)Deciphering the Liquidity and Credit Crunch 2007–2008 (2009)The “greatest” carry trade ever? Understanding eurozone bank risks (2014)Measuring Systemic Risk (2016)Discretionary disclosure (1983)Firms, Contracts, and Financial Structure (1995)Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)A more complete conceptual framework for SME finance (2006)Fintech and banking: What do we know? (2019)The Role of Technology in Mortgage Lending (2019)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking (2001)How does capital affect bank performance during financial crises? (2013)
this work references cited by second hop

References

  • 2002Information Production and Capital Allocation: Decentralized versus Hierarchical Firms2,426 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 1989Agency costs and innovation1,675 cited
  • 1987Some evidence on the uniqueness of bank loans1,609 cited
  • 2000A Theory of Bank Capital1,421 cited
  • 2006Is there a diversification discount in financial conglomerates?1,074 cited
  • 2012Securitization without risk transfer981 cited
  • 2019BigTech and the changing structure of financial intermediation596 cited
  • 2015Banks as patient fixed-income investors344 cited
  • 2014Liquid-claim production, risk management, and bank capital structure: Why high leverage is optimal for banks306 cited
  • 2018Fintech and Banking. Friends or Foes?239 cited
  • 2016Firm Rigidities and the Decline in Growth Opportunities151 cited
  • 1992FINANCIAL INNOVATION: ACHIEVEMENTS AND PROSPECTS121 cited
  • 2013Conglomerate Firms, Internal Capital Markets, and the Theory of the Firm89 cited

Cited by

  • 2023Differential Impact of Fintech and GDP on Bank Performance: Global Evidence37 cited

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  • 2023Interest rates as a finance battleground? The rise of Fintech and big tech credit providers and bank interest margin24 cited
  • 2024Surges of cross border capital flow: The impact of digital finance18 cited
  • 2025Factors Influencing FinTech Adoption Among Bank Customers in Palestine: An Extended Technology Acceptance Model Approach17 cited
  • 2023Impact of FinTech Growth on Bank Performance in GCC Region16 cited
  • 2022Does electronic economics matter to financial technology firms?13 cited
  • 2024Navigating the EU data governance labyrinth: A business perspective on data sharing in the financial sector9 cited
  • 2024FinTech services from BigTech companies5 cited