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FinTech Lending and Cashless Payments
16 references·16 citing·38 second hopsampled
FinTech Lending and Cashless Payments (2021)FinTech Lending and Cashless PaymentsNonrivalry and the Economics of Data (2020)Nonrivalry and the Economics …The Role of Technology in Mortgage Lending (2019)The Role of Technology in Mor…On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)On the Rise of FinTechs: Cred…Information: Hard and Soft (2018)Information: Hard and SoftFintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…The Deposits Channel of Monetary Policy* (2017)The Deposits Channel of Monet…Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution (2013)Risk Sharing and Transactions…Trust and Credit: The Role of Appearance in Peer-to-peer Lending (2012)Trust and Credit: The Role of…Banks as Liquidity Providers: An Explanation for the Coexistence of Lending and Deposit‐taking (2002)Banks as Liquidity Providers:…Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking (2001)Liquidity Risk, Liquidity Cre…Information Sharing in Credit Markets (1993)Information Sharing in Credit…Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)Insiders and Outsiders: The C…The Role of Demandable Debt in Structuring Optimal Banking Arrangements (1991)The Role of Demandable Debt i…Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt (1991)Monitoring and Reputation: Th…What's different about banks? (1985)What's different about banks?Good News and Bad News: Representation Theorems and Applications (1981)Good News and Bad News: Repre…Fintech entry, lending market competition, and welfare (2025)Fintech entry, lending market…Customer data access and fintech entry: Early evidence from open banking (2025)Customer data access and fint…The impact of fintech lending on credit access for U.S. small businesses (2024)The impact of fintech lending…Information technology and lender competition (2024)Information technology and le…Digital payment systems in emerging economies: Lessons from Kenya, India, Brazil, and Peru (2024)Digital payment systems in em…The Rise of E-Wallets and Buy-Now-Pay-Later: Payment Competition, Credit Expansion, and Consumer Behavior (2023)The Rise of E-Wallets and Buy…Electronic Payment Technology and Business Finance: A Randomized, Controlled Trial with Mobile Money (2023)Electronic Payment Technology…Determinants of FinTech and BigTech lending: the role of financial inclusion and financial development (2023)Determinants of FinTech and B…Central Bank Digital Currency's Role in Promoting Financial Inclusion (2023)Central Bank Digital Currency…The Big Tech Lending Model (2022)The Big Tech Lending ModelDigital Disruptors at the Gate. Does FinTech Lending Affect Bank Market Power and Stability? (2022)Digital Disruptors at the Gat…Customer Data Access and Fintech Entry: Early Evidence from Open Banking (2022)Customer Data Access and Fint…Invisible Primes: Fintech Lending with Alternative Data (2021)Invisible Primes: Fintech Len…Information Technology and Bank Competition (2021)Information Technology and Ba…FinTech Lending (2021)FinTech LendingCashless Payment and Financial Inclusion (2021)Cashless Payment and Financia…COUNTERSPECULATION, AUCTIONS, AND COMPETITIVE SEALED TENDERS (1961)The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)Moral Hazard and Observability (1979)An Analysis of the Principal-Agent Problem (1983)Aggregation and Linearity in the Provision of Intertemporal Incentives (1987)The Theory of Incentives: The Principal-Agent Model (2001)Bank Runs, Deposit Insurance, and Liquidity (1983)Financial Intermediation and Delegated Monitoring (1984)A Theory of Bank Capital (2000)How does capital affect bank performance during financial crises? (2013)Theory of the firm: Managerial behavior, agency costs and ownership structure (1976)Separation of Ownership and Control (1983)Asymmetric Information, Bank Lending and Implicit Contracts: A Stylized Model of Customer Relationships (1990)Embeddedness in the Making of Financial Capital: How Social Relations and Networks Benefit Firms Seeking Financing (1999)Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)A Simple Test of Consumption Insurance (1991)Full Insurance in the Presence of Aggregate Uncertainty (1991)Computing Productivity: Firm-Level Evidence (2003)Mobile Money: The Economics of M-PESA (2011)The Short-term Impact of Unconditional Cash Transfers to the Poor: Experimental Evidence from Kenya* (2016)Does financial literacy improve financial inclusion? Cross country evidence (2018)Determinants of corporate borrowing (1977)Two Agency-Cost Explanations of Dividends (1984)What Do We Know about Capital Structure? Some Evidence from International Data (1995)A Survey of Corporate Governance (1997)Do Investment-Cash Flow Sensitivities Provide Useful Measures of Financing Constraints? (1997)Optimal contracts and competitive markets with costly state verification (1979)Reputation and imperfect information (1982)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Financial Intermediation, Loanable Funds, and The Real Sector (1997)Relationship Banking: What Do We Know? (2000)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Household Finance (2006)Corporate financing and investment decisions when firms have information that investors do not have (1984)Bank Liquidity Creation (2009)Firms, Contracts, and Financial Structure (1995)Fintech and banking: What do we know? (2019)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)
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References

  • 1992Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt3,902 cited
  • 1991Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt3,294 cited
  • 1981Good News and Bad News: Representation Theorems and Applications3,198 cited
  • 1985What's different about banks?2,347 cited
  • 2001Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking2,006 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 1991The Role of Demandable Debt in Structuring Optimal Banking Arrangements1,490 cited
  • 2002Banks as Liquidity Providers: An Explanation for the Coexistence of Lending and Deposit‐taking1,447 cited
  • 2013Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution1,430 cited
  • 2019The Role of Technology in Mortgage Lending1,180 cited
  • 2012Trust and Credit: The Role of Appearance in Peer-to-peer Lending1,066 cited
  • 2017The Deposits Channel of Monetary Policy*989 cited
  • 2020Nonrivalry and the Economics of Data942 cited
  • 2019On the Rise of FinTechs: Credit Scoring Using Digital Footprints913 cited
  • 1993Information Sharing in Credit Markets

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797 cited
  • 2018Information: Hard and Soft787 cited
  • Cited by

    • 2025Customer data access and fintech entry: Early evidence from open banking68 cited
    • 2023Central Bank Digital Currency's Role in Promoting Financial Inclusion52 cited
    • 2022Digital Disruptors at the Gate. Does FinTech Lending Affect Bank Market Power and Stability?50 cited
    • 2021Cashless Payment and Financial Inclusion44 cited
    • 2023Determinants of FinTech and BigTech lending: the role of financial inclusion and financial development43 cited
    • 2022Customer Data Access and Fintech Entry: Early Evidence from Open Banking43 cited
    • 2022The Big Tech Lending Model42 cited
    • 2024Digital payment systems in emerging economies: Lessons from Kenya, India, Brazil, and Peru41 cited
    • 2021Invisible Primes: Fintech Lending with Alternative Data39 cited
    • 2024The impact of fintech lending on credit access for U.S. small businesses35 cited
    • 2021FinTech Lending33 cited
    • 2021Information Technology and Bank Competition33 cited
    • 2023Electronic Payment Technology and Business Finance: A Randomized, Controlled Trial with Mobile Money31 cited
    • 2023The Rise of E-Wallets and Buy-Now-Pay-Later: Payment Competition, Credit Expansion, and Consumer Behavior30 cited
    • 2025Fintech entry, lending market competition, and welfare29 cited
    • 2024Information technology and lender competition28 cited