Does digital finance promote entrepreneurship of migrant? Evidence from China

Jing Tan · Jingwen Yu

49 citations0/0 files storedApplied Economics Letters

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FinTech, Crowdfunding, Digital Finance Microfinance and Financial Inclusion Migration, Ethnicity, and Economy

Abstract

We investigate the effects of digital finance on migrants’ entrepreneurship using the merged data of Digital Financial Inclusion Index and China Migrants Dynamic Survey. Our findings reveal that digital finance could help migrant to get rid of low-income survival-oriented entrepreneurship, and has no effect on entrepreneur-oriented entrepreneurship. We then interpret these results from two aspects. First, the digital finance has created a better business environment, which enables migrant to obtain more employment opportunities. Second, the low human capital of migrant suppresses the entrepreneur-oriented entrepreneurship.

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References

2013Business Models and Technological Innovation 2019The impact of digital finance on household consumption: Evidence from China 2019On the Rise of FinTechs: Credit Scoring Using Digital Footprints 2018Payment instruments, finance and development 2019What Drives Entrepreneurship in Digital Economy? Evidence from China 2013A Theoretical and Quantitative Analysis of Financial Inclusion and Economic Growth

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