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Does Fintech credit substitute for traditional credit? Evidence from 78 countries
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Does Fintech credit substitute for traditional credit? Evidence from 78 countries (2021)Does Fintech credit substitute for tradit…The effect of fintech on banks’ credit provision to SMEs: Evidence from China (2020)The effect of fintech on bank…Fintech, financial inclusion and income inequality: a quantile regression approach (2020)Fintech, financial inclusion …Fintech and banking: What do we know? (2019)Fintech and banking: What do …BigTech and the changing structure of financial intermediation (2019)BigTech and the changing stru…The Rise of Shadow Banking: Evidence from Capital Regulation (2018)The Rise of Shadow Banking: E…The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution (2018)The Global Findex Database 20…Relationship banking and information technology: the role of artificial intelligence and FinTech (2018)Relationship banking and info…Peer-to-Peer Lenders Versus Banks: Substitutes or Complements? 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(2022)How do banking fintech servic…Fintech credit, big tech credit and income inequality (2022)Fintech credit, big tech cred…Financial technology and performance in Islamic and conventional banks (2022)Financial technology and perf…Exploring the lending business crowdfunding to support SMEs' financing decisions (2022)Exploring the lending busines…Banks' consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing (2022)Banks' consumer lending react…The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle (1998)Entry regulation as a barrier to entrepreneurship (2006)Financing patterns around the world: Are small firms different?☆ (2008)Inside the black box: Bank credit allocation in China’s private sector (2009)Access to finance for innovative SMEs since the financial crisis (2014)From market fixing to market-creating: a new framework for innovation policy (2016)Some Tests of Specification for Panel Data: Monte Carlo Evidence and an Application to Employment Equations (1991)Finance and Growth: Schumpeter Might Be Right (1993)Another look at the instrumental variable estimation of error-components models (1995)Rising Income Inequality: Technology, or Trade and Financial Globalization? 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(2007)Do bank regulation, supervision and monitoring enhance or impede bank efficiency? (2013)Does financial literacy improve financial inclusion? Cross country evidence (2018)Does financial inclusion reduce poverty and income inequality in developing countries? A panel data analysis (2020)From Poverty to Disaster and Back: a Review of the Literature (2020)Digital Disruption in Banking (2019)Fintech: what’s old, what’s new? (2020)Machine learning for credit scoring: Improving logistic regression with non-linear decision-tree effects (2021)
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References

  • 2018The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution2,660 cited
  • 2006Small and medium-size enterprises: Access to finance as a growth constraint2,620 cited
  • 2007Finance, inequality and the poor2,372 cited
  • 2019Fintech and banking: What do we know?1,208 cited
  • 2011Liquidity risk management and credit supply in the financial crisis1,201 cited
  • 2020Fintech, financial inclusion and income inequality: a quantile regression approach823 cited
  • 2003Regulations, Market Structure, Institutions, and the Cost of Financial Intermediation755 cited
  • 2018Peer-to-Peer Lenders Versus Banks: Substitutes or Complements?665 cited
  • 2019BigTech and the changing structure of financial intermediation596 cited
  • 2004Regulations, Market Structure, Institutions, and the Cost of Financial Intermediation563 cited
  • 2013Competition, Efficiency, and Stability in Banking452 cited
  • 2002Bank concentration and retail interest rates416 cited
  • 2018The Rise of Shadow Banking: Evidence from Capital Regulation349 cited
  • 2020The effect of fintech on banks’ credit provision to SMEs: Evidence from China298 cited
  • 2018Fintech Credit Markets Around the World: Size, Drivers and Policy Issues

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281 cited
  • 2018Relationship banking and information technology: the role of artificial intelligence and FinTech266 cited
  • Cited by

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    • 2024Digital finance era: Will individual investors become better players?69 cited
    • 2022How do banking fintech services affect SME debt?68 cited
    • 2023Digital finance and enterprise investment efficiency in China67 cited
    • 2023Fintech, supply chain concentration and enterprise digitization: Evidence from chinese manufacturing listed companies64 cited
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    • 2022Banks' consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing53 cited
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    • 2022Exploring the lending business crowdfunding to support SMEs' financing decisions48 cited
    • 2023Research on the influence of FinTech development on credit supply of commercial banks: the case of China41 cited
    • 2023Does alternative digital lending affect bank performance? Cross-country and bank-level evidence38 cited
    • 2024FinTech developments and their heterogeneous effect on digital finance for SMEs and entrepreneurship: evidence from 47 African countries36 cited
    • 2024The impact of digital finance and financial inclusion on banking stability: International evidence32 cited