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Where You Live Matters: Local Bank Competition, Online Marketplace Lending, and Disparity in Borrower Benefits
16 references·3 citing·48 second hop
Where You Live Matters: Local Bank Competition, Online Marketplace Lending, and Disparity in Borrower Benefits (2021)Where You Live Matters: Local Bank Compet…Peer-to-Peer Lenders Versus Banks: Substitutes or Complements? (2018)Peer-to-Peer Lenders Versus B…Screening Peers Softly: Inferring the Quality of Small Borrowers (2015)Screening Peers Softly: Infer…Home Bias in Online Investments: An Empirical Study of an Online Crowdfunding Market (2015)Home Bias in Online Investmen…How does competition affect bank risk-taking? (2013)How does competition affect b…Rational Herding in Microloan Markets (2012)Rational Herding in Microloan…Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)Judging Borrowers by the Comp…Does Credit Competition Affect Small‐Firm Finance? (2010)Does Credit Competition Affec…Distance and Private Information in Lending (2010)Distance and Private Informat…Competition Between Local and Electronic Markets: How the Benefit of Buying Online Depends on Where You Live (2008)Competition Between Local and…Finance as a Barrier to Entry: Bank Competition and Industry Structure in Local U.S. Markets (2006)Finance as a Barrier to Entry…Distance, Lending Relationships, and Competition (2005)Distance, Lending Relationshi…Bank Concentration and Competition: An Evolution in the Making (2004)Bank Concentration and Compet…Bank Competition and Access to Finance: International Evidence (2004)Bank Competition and Access t…Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does Distance Still Matter? T…Does Distance Still Matter? The Information Revolution in Small Business Lending (2000)Does Distance Still Matter? T…Deposit Insurance, Risk, and Market Power in Banking (1988)Deposit Insurance, Risk, and …Financial technology and climate risks in the financial market (2025)Financial technology and clim…Where you live matters: The impact of offline retail density on mobile shopping app usage (2023)Where you live matters: The i…We can work it out: A multilevel examination of relationships among group and individual technology workarounds, and performance (2023)We can work it out: A multile…A Theory of Oligopoly (1964)Tobin's $q$ Ratio and Industrial Organization (1981)Bank concentration, competition, and crises: First results (2005)How does capital affect bank performance during financial crises? (2013)Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say About the Effects of Monetary Policy on Credit Risk-Taking? (2014)Some Tests of Specification for Panel Data: Monte Carlo Evidence and an Application to Employment Equations (1991)Econometric Analysis of Cross Section and Panel Data (2001)An Empirical Examination of the Antecedents and Consequences of Contribution Patterns in Crowd-Funded Markets (2013)Some Simple Economics of Crowdfunding (2014)Digital Economics (2019)Finance and Growth: Schumpeter Might Be Right (1993)Legal Determinants of External Finance (1997)Law and Finance (1998)Are Competitive Banking Systems More Stable? (2009)Bank competition and financial stability in Asia Pacific (2013)Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)Formal and Real Authority in Organizations (1997)Home Bias at Home: Local Equity Preference in Domestic Portfolios (1999)Relationship and Transaction Lending in a Crisis (2016)Is financial inclusion good for bank stability? International evidence (2017)Information: Hard and Soft (2018)Credit Rationing in Markets with Imperfect Information (1981)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Financial Intermediation, Loanable Funds, and The Real Sector (1997)Banking deregulation and innovation (2013)Credit supply and corporate innovation (2013)Credit Supply and the Price of Housing (2015)Stability in Competition (1929)Specification Tests in Econometrics (1978)The Theory of Industrial Organization (1988)What Drives Bank Competition? Some International Evidence (2003)Financial Dependence and Growth (1996)On the implications of market power in banking: Evidence from developing countries (2009)From market fixing to market-creating: a new framework for innovation policy (2016)The Strength of Weak Ties (1973)Economic Action and Social Structure: The Problem of Embeddedness (1985)Social Capital in the Creation of Human Capital (1988)Trust and Credit: The Role of Appearance in Peer-to-peer Lending (2012)Internal Social Capital and the Attraction of Early Contributions in Crowdfunding (2014)Fintech and banking: What do we know? (2019)Selection and the Evolution of Industry (1982)The Role of Social Capital in Financial Development (2004)The Real Impact of Improved Access to Finance: Evidence from Mexico (2013)Personal Knowledge: Towards a Post-Critical Philosophy (1959)Financial Intermediation and Delegated Monitoring (1984)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)
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References

  • 2002Does Distance Still Matter? The Information Revolution in Small Business Lending2,156 cited
  • 1988Deposit Insurance, Risk, and Market Power in Banking1,782 cited
  • 2005Distance, Lending Relationships, and Competition1,570 cited
  • 2010Distance and Private Information in Lending1,314 cited
  • 2012Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending1,299 cited
  • 2006Finance as a Barrier to Entry: Bank Competition and Industry Structure in Local U.S. Markets920 cited
  • 2012Rational Herding in Microloan Markets859 cited
  • 2004Bank Competition and Access to Finance: International Evidence823 cited
  • 2004Bank Concentration and Competition: An Evolution in the Making693 cited
  • 2010Does Credit Competition Affect Small‐Firm Finance?683 cited
  • 2015Home Bias in Online Investments: An Empirical Study of an Online Crowdfunding Market681 cited
  • 2018Peer-to-Peer Lenders Versus Banks: Substitutes or Complements?665 cited
  • 2015Screening Peers Softly: Inferring the Quality of Small Borrowers623 cited
  • 2000Does Distance Still Matter? The Information Revolution in Small Business Lending601 cited
  • 2013How does competition affect bank risk-taking?

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588 cited
  • 2008Competition Between Local and Electronic Markets: How the Benefit of Buying Online Depends on Where You Live560 cited
  • Cited by

    • 2025Financial technology and climate risks in the financial market34 cited
    • 2023Where you live matters: The impact of offline retail density on mobile shopping app usage15 cited
    • 2023We can work it out: A multilevel examination of relationships among group and individual technology workarounds, and performance14 cited