Articlediamond2021

Financial Technology as Determinants of Bank Profitability

Henny Medyawati · Muhamad Yunanto · Ega Hegarini

26 citations0/0 files storedJournal of Economics Finance and Accounting Studies

No readable copy stored yet — this record is metadata only.

No open-access location is known for this record yet.

Literature note Cite in a project Citation map

Digital Transformation in Financial Services FinTech, Crowdfunding, Digital Finance Banking Sector Performance and Management

Abstract

This study analyzes the influence of financial technology on the financial performance of banks listed on the Indonesia Stock Exchange (IDX) during the 2014-2020 period. Financial technology was measured by the number of Automated Teller Machine (ATM) transactions and internet and mobile banking, while bank profitability was measured by Return On Assets (ROA). Furthermore, this study used the panel data regression analysis, with the Automated Teller Machine (ATM) transactions as well as internet and mobile banking as the independent variables, and ROA as the dependent variable. Purposive sampling was used to select six banks as samples. The results showed the fixed effect as the most suitable model, where ROA is affected by the internet and mobile banking, while the TM technology has no effect.

Paper brief

Loading…

Cite this work

Citation unavailable for this work.

BibTeX RIS CSL-JSON

No public copy is stored for this record, so only the metadata is cited.

Citations in this library

Citation map →

Stored only when both papers are in the corpus — 26 citations exist upstream.

References

2000A Theoretical Extension of the Technology Acceptance Model: Four Longitudinal Field Studies 2000Exploring the factors associated with Web site success in the context of electronic commerce 2009The Impact of Internet Banking on Bank Performance and Risk: The Indian Experience 2019PERKEMBANGAN DAN DAMPAK FINANCIAL TECHNOLOGY (FINTECH) TERHADAP INDUSTRI KEUANGAN SYARIAH DI JAWA TENGAH 2017Definition of FinTech and Description of the FinTech Industry 2015Interaction Between Internet Banking and Bank Performance: The Case of Europe 2017Effective Matching for P2P Lending by Mining Strong Association Rules 2018IMPACT OF MOBILE BANKING ON FINANCIAL PERFORMANCE OF UNGUKA MICROFINANCE BANK LTD, RWANDA

Cited by

2025Bridging the nexus between Fintech, operational efficiency and banks profitability: the moderating role of bank size 2022Financial Technology (FinTech) and Its Impact on Financial Performance of Islamic Banking 2023The Role of FinTech in Determining the Performance of Banks: The Case of Middle East & North Africa (MENA) Region 2024The influence of financial technology on profitability in Jordanian commercial banks

Explore the map →

Papers that cite the same references — the relational fallback while embeddings are still backfilling.

Imported from OpenAlex (CC0) — nothing here is generated.