The Effect of Capital Adequacy, Market Risk, Credit Risk, Operational Risk and Liquidity on the Profitability (Case Study on Sharia Banks Registered in OJK Period 2010-2019)

Abstract

Banking is a financial institution that has a role in the financial system in Indonesia.The existence of the banking sector becomes important because in carrying out life in the community involves services from the banking sector.Banking is an institution that has a strategic role as a financial intermediary (financial intermediary) between parties who have funds (surplus funds) with parties who need funds (deficit funds), as well as institutions that function to facilitate payment-traffic.The Islamic banking sector has not escaped in the role and dynamics of banking in Indonesia.However, its existence still needs to be questioned.One of the bank's health assessment efforts can be done through financial performance assessment.The financial performance of the bank can be seen from the profitability of the bank.This research aims to find out the health of Islamic banks in Indonesia using financial ratios.This study used data from 2010-2019 with 9 Islamic Banks sampled.Testing uses description analysis and regression.The results showed that NOM and BOPO had a significant influence on ROA in the Islamic banking sector in Indonesia.

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