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中国第三方跨境支付发展现状、问题及对策

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E-commerce and Technology Innovations FinTech, Crowdfunding, Digital Finance Digital Transformation in Financial Services

Abstract

随着全球化的不断深化和网络技术的快速发展，跨境电子商务迅速发展，以跨境电子商务为主要交易内容的第三方跨境支付得以快速发展。第三方跨境支付具有方便快捷、业务范围广、成本低等优点，并快速占领了跨境电子商务支付的主要市场。本文通过对第三方跨境支付的含义和特点进行说明，阐述中国第三方支付市场发展现状，分析第三方跨境支付机构的盈利模式，并对其发展存在的问题与风险进行研究，探讨如何完善第三方跨境支付，进而促进跨境电子商务的进一步发展，具有针对性和现实性意义。

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