Articlehybrid2007

SMS Banking Services: A 21st Century Innovation in Banking Technology

Emmanuel Rotimi Adagunodo · Oludele Awodele · Olutayo Bamidele Ajayi

12 citations0/0 files storedIssues in Informing Science and Information Technology

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Technology Adoption and User Behaviour Digital Transformation in Financial Services User Authentication and Security Systems

Abstract

According to the Euronet mobile Banking Guide, there are currently close to 400 Mobile Operators in over 133 countries who are signing up 4 to 6 new customers every second.This implies that more people are going mobile like never before.The novel method presented in this paper is an Interactive SMS Banking Agent that is incrementally scalable for banking operations.Hence, a mobile banking solution called SMS Banking that allows people to bank with their mobile phones is presented in this paper.

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2012On privacy calculus and underlying consumer concerns influencing mobile banking subscriptions

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