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One of the main tasks of the banking system since its inception is the regulation and redistribution of cash flows in the business environment. A key element of this system are commercial banks, which are the basis of the banking system.Being a commercial organization, the bank is primarily interested in maximizing profits, but at the same time, it is the process of maximizing profits that triggers the regulation and redistribution of cash flows in the business environment. The attraction and accumulation of liabilities, as well as the issuance of loans and credits, is carried out by commercial banks solely within the framework of the expediency of their activities, and this very activity helps to stimulate the redistribution of cash flows in the business environment.Traditionally, the bank’s liquidity indicators are associated with its financial stability, but this article will address the liquidity of a commercial bank in order to fulfill its functions as a cash flow regulator. Liquidity management methods are methods of influencing cash flows in a business environment; commercial bank liquidity management activities lead to changes in cash flows.
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