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References

1981Credit Rationing in Markets with Imperfect Information12,762 cited
2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
2019The Role of Technology in Mortgage Lending1,180 cited
2018Peer-to-Peer Lenders Versus Banks: Substitutes or Complements?665 cited
2015Screening Peers Softly: Inferring the Quality of Small Borrowers623 cited
2017Interest Rate Pass-Through: Mortgage Rates, Household Consumption, and Voluntary Deleveraging505 cited

2023How does digital inclusive finance affect economic resilience: Evidence from 285 cities in China276 cited
2021Fintech in the time of COVID−19: Technological adoption during crises273 cited
2022Can FinTech reduce disparities in access to finance? Evidence from the Paycheck Protection Program232 cited
2021P2P Lenders versus Banks: Cream Skimming or Bottom Fishing?225 cited
2022FinTech Lending203 cited
2022How does the development of digital financial inclusion affect the total factor productivity of listed companies? Evidence from China148 cited
2020Does FinTech Substitute for Banks? Evidence from the Paycheck Protection Program144 cited
2022Why Do Firms Borrow Directly from Nonbanks?144 cited

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2024

142 cited