PROSEDUR PEMBERIAN KREDIT KPR PADA PT. BANK TABUNGAN NEGARA (PERSERO) TBK CABANG PEMBANTU BUKITTINGGI

Abstract

Home is one of the primary needs for humans, in this era it is difficult to build houses directly, especially in big cities. The price of land and the price of building materials that have been reduced when they are increasing and not in accordance with the average salary earned makes it difficult for residents to set up a house. Population growth from year to year is increasingly crowded, this encourages developers to compete to develop their businesses in the housing sector. Because everyone definitely needs a home. The KPR procedure is a clerical activity step, usually involving several people in one department or more, which is made to ensure uniform handling of a company's transactions that occur repeatedly. The types of mortgages consist of 2 types, namely subsidized housing loans and non-subsidized housing loans. PT. BANK TABUNGAN NEGARA (1968) was shaky within the scope of public fund raising through savings, so since 1974 the State Savings Bank added its task of establishing KPR services and for the first time KPR distribution took place on December 10, 1976, therefore December 10 was celebrated as a day KPR for BTN.

Cite this work

No public copy is stored for this record, so only the metadata is cited.

Stored only when both papers are in the corpus — 74 citations exist upstream.