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Do Payday Loans Cause Bankruptcy?
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Do Payday Loans Cause Bankruptcy? (2008)Do Payday Loans Cause Bankruptcy?Predicting the Discount Rate of Multiple Future Payouts (2020)Predicting the Discount Rate …Let the Borrower Beware: Towards a Framework for Debiasing Rollover Behavior in the Payday Loan Industry (2019)Let the Borrower Beware: Towa…Misbehavioral Law and Economics (2018)Misbehavioral Law and Economi…In Sickness and in Debt: Do Mounting Medical Bills Predict Payday Loan Debt? (2015)In Sickness and in Debt: Do M…The Geography of Financial Literacy (2011)The Geography of Financial Li…Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? (2009)Payday Loans and Credit Cards…Payday Lenders: Heroes or Villains? (2009)Payday Lenders: Heroes or Vil…Why Do Payday Lenders Enter Local Markets? Evidence from Oregon (2008)Why Do Payday Lenders Enter L…Predatory Mortgage Lending (2008)Predatory Mortgage LendingAssets and the poor: a new American welfare policy (1991)Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts (2009)Medical Bankruptcy in the United States, 2007: Results of a National Study (2009)Household Financial Management: The Connection between Knowledge and Behavior (2003)Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth (2007)Financial Literacy among the Young (2010)Mapping Financial Literacy: Cognition and the Environment (2012)Financial Literacy in the Developing World (2013)Cashless payment: behavior changes and gender dynamics during the COVID-19 pandemic (2024)Financial Dependence and Growth (1996)Golden Eggs and Hyperbolic Discounting (1997)Econometric Analysis of Cross Section and Panel Data (2001)Where Does it Go? Spending by the Financially Constrained (2008)Bank Branch Supply and the Unbanked Phenomenon (2017)Do Entry Conditions Vary across Markets? (1987)Estimation of a Model of Entry in the Airline Industry (1992)DISTANCE, BANK HETEROGENEITY AND ENTRY IN LOCAL BANKING MARKETS* (2008)Differences in Household Saving Between non-Hispanic White and Hispanic Households (2012)Resource Partitioning and the Organizational Dynamics of “Fringe Banking” (2014)What Drives the Expansion of the Peer-to-Peer Lending? (2016)The Efficient Regulation of Consumer Information (1981)An Experimental Analysis of the Demand for Payday Loans (2010)Judgment under Uncertainty: Heuristics and Biases (1974)Judgment under Uncertainty: Heuristics and Biases (1975)Capital in the Twenty-First Century (2014)Fringe banking: check-cashing outlets, pawnshops, and the poor (1995)Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data (2000)A Model of Money and Credit, with Application to the Credit Card Debt Puzzle (2008)What Could Be Wrong with a Mortgage? Private Debt Markets from a Perspective of Structural Injustice (2016)Financial literacy and high‐cost borrowing: Exploring the mechanism (2018)On the Pricing of Corporate Debt: The Risk Structure of Interest Rates (1974)ON THE PRICING OF CORPORATE DEBT: THE RISK STRUCTURE OF INTEREST RATES* (1974)Determinants of corporate borrowing (1977)Consumer Credit with Over-Optimistic Borrowers (2021)Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis (2021)Risk Aversion and Incentive Effects (2002)Time Discounting and Time Preference: A Critical Review (2002)
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  • 2008Predatory Mortgage Lending77 cited
  • 2008Why Do Payday Lenders Enter Local Markets? Evidence from Oregon51 cited
  • 2009Payday Lenders: Heroes or Villains?40 cited
  • 2009Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?36 cited
  • 2011The Geography of Financial Literacy33 cited
  • 2015In Sickness and in Debt: Do Mounting Medical Bills Predict Payday Loan Debt?18 cited
  • 2019Let the Borrower Beware: Towards a Framework for Debiasing Rollover Behavior in the Payday Loan Industry3 cited
  • 2020Predicting the Discount Rate of Multiple Future Payouts3 cited
  • 2018Misbehavioral Law and Economics1 cited

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