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Small Bank Lending in the Era of Fintech and Shadow Banks: A Sideshow?
16 references·3 citing·43 second hop
Small Bank Lending in the Era of Fintech and Shadow Banks: A Sideshow? (2022)Small Bank Lending in the Era of Fintech …The Limits of Model‐Based Regulation (2022)The Limits of Model‐Based Reg…P2P Lenders versus Banks: Cream Skimming or Bottom Fishing? (2021)P2P Lenders versus Banks: Cre…The Role of Technology in Mortgage Lending (2019)The Role of Technology in Mor…Stress tests and small business lending (2019)Stress tests and small busine…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…Relationship and Transaction Lending in a Crisis (2016)Relationship and Transaction …Regional Redistribution through the US Mortgage Market (2016)Regional Redistribution throu…Shadow Banking Regulation (2012)Shadow Banking RegulationSecuritization without risk transfer (2012)Securitization without risk t…The Granular Origins of Aggregate Fluctuations (2011)The Granular Origins of Aggre…Informed and Uninformed Investment in Housing: The Downside of Diversification (2011)Informed and Uninformed Inves…Regulating the Shadow Banking System (2010)Regulating the Shadow Banking…Opportunities and Issues in Using HMDA Data (2007)Opportunities and Issues in U…Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Does function follow organiza…Can Relationship Banking Survive Competition? (2000)Can Relationship Banking Surv…The Benefits of Lending Relationships: Evidence from Small Business Data (1994)The Benefits of Lending Relat…Direct lenders in the U.S. middle market (2024)Direct lenders in the U.S. mi…Market Discipline in the Direct Lending Space (2023)Market Discipline in the Dire…Does CFPB Oversight Crimp Credit? (2018)Does CFPB Oversight Crimp Cre…A Monetary History of the United States 1867-1960 (1964)Market Liquidity and Funding Liquidity (2008)Deciphering the Liquidity and Credit Crunch 2007–2008 (2009)A Model of Shadow Banking (2013)Macro-prudential policies to mitigate financial system vulnerabilities (2013)The Growth of Finance (2013)Credit Rationing in Markets with Imperfect Information (1981)Financial Intermediation and Delegated Monitoring (1984)Financing Constraints and Corporate Investment (1988)The Effect of Credit Market Competition on Lending Relationships (1995)Relationship Banking: What Do We Know? (2000)Bank regulation and supervision: what works best? (2003)Bank Runs, Deposit Insurance, and Liquidity (1983)The Theory of Industrial Organization (1988)Distance, Lending Relationships, and Competition (2005)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)How does capital affect bank performance during financial crises? (2013)Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)What Do a Million Observations on Banks Say About the Transmission of Monetary Policy? (2000)Banks and the real economy: An assessment of the research (2019)Banking research in the time of COVID-19 (2021)Why Do Firms Borrow Directly from Nonbanks? (2022)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Household Finance (2006)On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)Financial Intermediation, Loanable Funds, and The Real Sector (1997)Estimating Standard Errors in Finance Panel Data Sets: Comparing Approaches (2008)Why bank capital matters for monetary policy (2016)Bank Capital and Lending Relationships (2017)When arm's length is too far: Relationship banking over the credit cycle (2017)The Nature of the Firm (1937)Markets and Hierarchies: Analysis and Antitrust Implications. (1976)Specification Tests in Econometrics (1978)A more complete conceptual framework for SME finance (2006)Theory of the firm: Managerial behavior, agency costs and ownership structure (1976)This Time Is the Same: Using Bank Performance in 1998 to Explain Bank Performance during the Recent Financial Crisis (2012)A Crisis of Banks as Liquidity Providers (2014)The “greatest” carry trade ever? Understanding eurozone bank risks (2014)Fintech and banking: What do we know? (2019)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)Power Laws in Economics and Finance (2009)The Rise of Market Power and the Macroeconomic Implications (2017)The Rise of Market Power and the Macroeconomic Implications* (2020)
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References

  • 1994The Benefits of Lending Relationships: Evidence from Small Business Data5,434 cited
  • 2005Does function follow organizational form? Evidence from the lending practices of large and small banks1,888 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 2000Can Relationship Banking Survive Competition?1,575 cited
  • 2011The Granular Origins of Aggregate Fluctuations1,373 cited
  • 2019The Role of Technology in Mortgage Lending1,180 cited
  • 2012Securitization without risk transfer922 cited
  • 2016Relationship and Transaction Lending in a Crisis620 cited
  • 2010Regulating the Shadow Banking System570 cited
  • 2019Stress tests and small business lending233 cited
  • 2021P2P Lenders versus Banks: Cream Skimming or Bottom Fishing?225 cited
  • 2011Informed and Uninformed Investment in Housing: The Downside of Diversification220 cited
  • 2016Regional Redistribution through the US Mortgage Market173 cited
  • 2012Shadow Banking Regulation165 cited
  • 2007Opportunities and Issues in Using HMDA Data149 cited
  • 2022The Limits of Model‐Based Regulation

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142 cited

Cited by

  • 2024Direct lenders in the U.S. middle market35 cited
  • 2018Does CFPB Oversight Crimp Credit?35 cited
  • 2023Market Discipline in the Direct Lending Space29 cited