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Machine learning and artificial neural networks to construct P2P lending credit-scoring model: A case using Lending Club data

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References

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2024

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Enhancing transparency and fairness in automated credit decisions: an explainable novel hybrid machine learning approach

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2024Ensemble-Based Machine Learning Algorithm for Loan Default Risk Prediction32 cited

2024Performance Evaluation of Hybrid Machine Learning Algorithms for Online Lending Credit Risk Prediction23 cited

2025A dynamic financial risk prediction system for enterprises based on gradient boosting decision tree algorithm21 cited

2024Profit-sensitive machine learning classification with explanations in credit risk: The case of small businesses in peer-to-peer lending20 cited