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Regulatory constraint and small business lending: do innovative peer-to-peer lenders have an advantage?
16 references·0 citing·34 second hop
Regulatory constraint and small business lending: do innovative peer-to-peer lenders have an advantage? (2022)Regulatory constraint and small business …Bankruptcy prediction for SMEs using transactional data and two-stage multiobjective feature selection (2020)Bankruptcy prediction for SME…The Role of Technology in Mortgage Lending (2019)The Role of Technology in Mor…Peer-to-Peer Lenders Versus Banks: Substitutes or Complements? (2018)Peer-to-Peer Lenders Versus B…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…Do fintech lenders penetrate areas that are underserved by traditional banks? (2018)Do fintech lenders penetrate …The FinTech Opportunity (2016)The FinTech OpportunityDoes banking competition alleviate or worsen credit constraints faced by small- and medium-sized enterprises? Evidence from China (2013)Does banking competition alle…Bank size, lending technologies, and small business finance (2010)Bank size, lending technologi…Does market size structure affect competition? The case of small business lending (2006)Does market size structure af…The Effects of Banking Mergers on Loan Contracts (2002)The Effects of Banking Merger…The ability of banks to lend to informationally opaque small businesses (2001)The ability of banks to lend …Can Relationship Banking Survive Competition? (2000)Can Relationship Banking Surv…The importance of relationships to the availability of credit (1998)The importance of relationshi…The effects of bank mergers and acquisitions on small business lending (1998)The effects of bank mergers a…Relationship Lending and Lines of Credit in Small Firm Finance (1995)Relationship Lending and Line…The Benefits of Lending Relationships: Evidence from Small Business Data (1994)The Benefits of Lending Relat…The Effect of Credit Market Competition on Lending Relationships (1995)Regulations, Market Structure, Institutions, and the Cost of Financial Intermediation (2003)Cookie Cutter vs. Character: The Micro Structure of Small Business Lending by Large and Small Banks (2004)Competition and Strategic Information Acquisition in Credit Markets (2006)Financial Intermediation and Delegated Monitoring (1984)Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)Information and bank credit allocation (2003)Bank Concentration and Competition: An Evolution in the Making (2004)Distance Constraints: The Limits of Foreign Lending in Poor Economies (2006)Credit Rationing in Markets with Imperfect Information (1981)Limited-dependent and qualitative variables in econometrics (1983)Does Credit Competition Affect Small‐Firm Finance? (2010)Financing Constraints and Corporate Investment (1988)Bank regulation and supervision: what works best? (2003)Bank Runs, Deposit Insurance, and Liquidity (1983)The Theory of Industrial Organization (1988)Distance, Lending Relationships, and Competition (2005)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)How does capital affect bank performance during financial crises? (2013)Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)BigTech and the changing structure of financial intermediation (2019)Fintech and access to finance (2021)The impact of the FinTech revolution on the future of banking: Opportunities and risks (2022)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Household Finance (2006)On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)Relationship Banking: What Do We Know? (2000)Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)The Theory of Bank Risk Taking and Competition Revisited (2005)Does Function Follow Organizational Form? Evidence from the Lending Practices of Large and Small Banks (2001)Courts and Banks: Effects of Judicial Enforcement on Credit Markets (2005)Foreign Banks in Poor Countries: Theory and Evidence (2008)Fintech and banking: What do we know? (2019)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)
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References

  • 1994The Benefits of Lending Relationships: Evidence from Small Business Data5,434 cited
  • 1995Relationship Lending and Lines of Credit in Small Firm Finance3,641 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 2000Can Relationship Banking Survive Competition?1,575 cited
  • 2019The Role of Technology in Mortgage Lending1,180 cited
  • 2001The ability of banks to lend to informationally opaque small businesses977 cited
  • 1998The importance of relationships to the availability of credit849 cited
  • 1998The effects of bank mergers and acquisitions on small business lending825 cited
  • 2018Peer-to-Peer Lenders Versus Banks: Substitutes or Complements?665 cited
  • 2002The Effects of Banking Mergers on Loan Contracts627 cited
  • 2016The FinTech Opportunity624 cited
  • 2018Do fintech lenders penetrate areas that are underserved by traditional banks?468 cited
  • 2010Bank size, lending technologies, and small business finance467 cited
  • 2013Does banking competition alleviate or worsen credit constraints faced by small- and medium-sized enterprises? Evidence from China447 cited
  • 2006Does market size structure affect competition? The case of small business lending

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386 cited
  • 2020Bankruptcy prediction for SMEs using transactional data and two-stage multiobjective feature selection381 cited
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