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The bane of P2P lending: credit scoring governance on the ASEAN fintech triumvirate
16 references·0 citing·50 second hop
The bane of P2P lending: credit scoring governance on the ASEAN fintech triumvirate (2022)The bane of P2P lending: credit scoring g…Does technology innovation in finance alleviate financing constraints and reduce debt-financing costs? Evidence from China (2021)Does technology innovation in…The poverty of fintech? Psychometrics, credit infrastructures, and the limits of financialization (2019)The poverty of fintech? Psych…From Credit Risk to Social Impact: On the Funding Determinants in Interest-Free Peer-to-Peer Lending (2019)From Credit Risk to Social Im…Credit Scoring Using Machine Learning by Combing Social Network Information: Evidence from Peer-to-Peer Lending (2019)Credit Scoring Using Machine …Determinants of Borrowers’ Default in P2P Lending under Consideration of the Loan Risk Class (2018)Determinants of Borrowers’ De…A Deep Learning Approach for Credit Scoring of Peer-to-Peer Lending Using Attention Mechanism LSTM (2018)A Deep Learning Approach for …Predicting and Deterring Default with Social Media Information in Peer-to-Peer Lending (2017)Predicting and Deterring Defa…A Novel behavioral scoring model for estimating probability of default over time in peer-to-peer lending (2017)A Novel behavioral scoring mo…‘All data is credit data’: Constituting the unbanked (2017)‘All data is credit data’: Co…The use of profit scoring as an alternative to credit scoring systems in peer-to-peer (P2P) lending (2016)The use of profit scoring as …Research on Credit Scoring by Fusing Social Media Information in Online Peer-to-Peer Lending (2016)Research on Credit Scoring by…Predicting Credit Risk in Peer-to-Peer Lending: A Neural Network Approach (2015)Predicting Credit Risk in Pee…Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending (2014)Evaluating credit risk and lo…Online Peer-to-Peer Lending: A Lenders' Perspective (2009)Online Peer-to-Peer Lending: …Straddling between paradigms: A naturalistic philosophical case study on interpretive research in management accounting (2007)Straddling between paradigms:…Credit Scoring: Statistical Issues and Evidence from Credit‐Bureau Files (2000)Credit Scoring: Statistical I…The Social Construction of Reality (1967)The Interpretation of Cultures (1974)In defence of triangulation: A critical realist approach to mixed methods research in management accounting (2009)Research on Accounting in Family Firms: Past Accomplishments and Future Challenges (2010)Theorising from case studies: Towards a pluralist future for international business research (2010)The Interpretation of Cultures (2017)The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)Credit Rationing in Markets with Imperfect Information (1981)Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)Risk assessment in social lending via random forests (2015)Study on a prediction of P2P network loan default based on the machine learning LightGBM and XGboost algorithms according to different high dimensional data cleaning (2018)The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform (2019)Neural network credit scoring models (2000)Using neural network ensembles for bankruptcy prediction and credit scoring (2007)A comparative survey of artificial intelligence applications in finance: artificial neural networks, expert system and hybrid intelligent systems (2010)P2P Lending Survey (2017)A Big Data Mining Approach of PSO-Based BP Neural Network for Financial Risk Management With IoT (2019)Predicting loan default in peer‐to‐peer lending using narrative data (2019)Efficient Capital Markets: A Review of Theory and Empirical Work (1970)EFFICIENT CAPITAL MARKETS: A REVIEW OF THEORY AND EMPIRICAL WORK* (1970)A novel heterogeneous ensemble credit scoring model based on bstacking approach (2017)Soft consensus cost models for group decision making and economic interpretations (2019)AI integration in financial services: a systematic review of trends and regulatory challenges (2025)Science in Action (1987)Science in Action: How to Follow Scientists and Engineers through Society (1988)Seeing like a State: How Certain Schemes to Improve the Human Condition Have Failed (1998)‘Fintech’ and Financial Inclusion (2018)When data is capital: Datafication, accumulation, and extraction (2019)A Critical History of Poverty Finance (2022)Bowling Alone: America's Declining Social Capital (1995)The need to belong: Desire for interpersonal attachments as a fundamental human motivation. 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(2021)Colonial Financial Infrastructures and Kenya’s Uneven Fintech Boom (2022)Corporate financing and investment decisions when firms have information that investors do not have (1984)Financing Constraints and Corporate Investment (1988)New Evidence on Measuring Financial Constraints: Moving Beyond the KZ Index (2010)Asymmetric influence of digital finance, and renewable energy technology innovation on green growth in China (2022)Testing the directional predictability between carbon trading and sectoral stocks in China: New insights using cross-quantilogram and rolling window causality approaches (2022)How does fintech influence carbon emissions: Evidence from China's prefecture-level cities (2023)Information and communication technology and the sustainability of microfinance (2012)A Data-Driven Approach to Predict Default Risk of Loan for Online Peer-to-Peer (P2P) Lending (2015)How low can you go? — Overcoming the inability of lenders to set proper interest rates on unsecured peer-to-peer lending markets (2015)
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References

  • 2014Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending495 cited
  • 2016The use of profit scoring as an alternative to credit scoring systems in peer-to-peer (P2P) lending253 cited
  • 2017Predicting and Deterring Default with Social Media Information in Peer-to-Peer Lending232 cited
  • 2017‘All data is credit data’: Constituting the unbanked185 cited
  • 2007Straddling between paradigms: A naturalistic philosophical case study on interpretive research in management accounting166 cited
  • 2015Predicting Credit Risk in Peer-to-Peer Lending: A Neural Network Approach152 cited
  • 2018A Deep Learning Approach for Credit Scoring of Peer-to-Peer Lending Using Attention Mechanism LSTM148 cited
  • 2021Does technology innovation in finance alleviate financing constraints and reduce debt-financing costs? Evidence from China142 cited
  • 2019The poverty of fintech? Psychometrics, credit infrastructures, and the limits of financialization126 cited
  • 2009Online Peer-to-Peer Lending: A Lenders' Perspective107 cited
  • 2017A Novel behavioral scoring model for estimating probability of default over time in peer-to-peer lending89 cited
  • 2016Research on Credit Scoring by Fusing Social Media Information in Online Peer-to-Peer Lending78 cited
  • 2000Credit Scoring: Statistical Issues and Evidence from Credit‐Bureau Files71 cited
  • 2019

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Credit Scoring Using Machine Learning by Combing Social Network Information: Evidence from Peer-to-Peer Lending
70 cited
  • 2019From Credit Risk to Social Impact: On the Funding Determinants in Interest-Free Peer-to-Peer Lending67 cited
  • 2018Determinants of Borrowers’ Default in P2P Lending under Consideration of the Loan Risk Class59 cited
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