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The role of web browsing in credit risk prediction
16 references·2 citing·44 second hop
The role of web browsing in credit risk prediction (2022)The role of web browsing in credit risk p…When Words Sweat: Identifying Signals for Loan Default in the Text of Loan Applications (2019)When Words Sweat: Identifying…On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)On the Rise of FinTechs: Cred…The value of big data for credit scoring: Enhancing financial inclusion using mobile phone data and social network analytics (2018)The value of big data for cre…The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution (2018)The Global Findex Database 20…Predicting and Deterring Default with Social Media Information in Peer-to-Peer Lending (2017)Predicting and Deterring Defa…Credit Scoring and Its Applications (2017)Credit Scoring and Its Applic…Screening Peers Softly: Inferring the Quality of Small Borrowers (2015)Screening Peers Softly: Infer…Description-text related soft information in peer-to-peer lending – Evidence from two leading European platforms (2015)Description-text related soft…Benchmarking state-of-the-art classification algorithms for credit scoring: An update of research (2015)Benchmarking state-of-the-art…Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)Judging Borrowers by the Comp…CREDIT SCORING, STATISTICAL TECHNIQUES AND EVALUATION CRITERIA: A REVIEW OF THE LITERATURE (2011)CREDIT SCORING, STATISTICAL T…Financial Literacy among the Young (2010)Financial Literacy among the …Issues for DSM-V: Internet Addiction (2008)Issues for DSM-V: Internet Ad…Credit scoring with macroeconomic variables using survival analysis (2008)Credit scoring with macroecon…Survival Analysis Methods for Personal Loan Data (2002)Survival Analysis Methods for…Not if but When will Borrowers Default (1999)Not if but When will Borrower…The Transformation of Digital Innovative Services in Retail Trade Due to the COVID-19 Pandemic: A Systematic Review (2024)The Transformation of Digital…Alternative data in finance and business: emerging applications and theory analysis (review) (2024)Alternative data in finance a…Applied Statistical Decision Theory (1962)FINANCIAL RATIOS, DISCRIMINANT ANALYSIS AND THE PREDICTION OF CORPORATE BANKRUPTCY (1968)Econometric Models and Economic Forecasts (1990)Business intelligence in banking: A literature analysis from 2002 to 2013 using text mining and latent Dirichlet allocation (2014)Determinants of Default in P2P Lending (2015)Statistical and machine learning models in credit scoring: A systematic literature survey (2020)Credit Rationing in Markets with Imperfect Information (1981)The Economics of Crowdfunding Platforms (2015)Information: Hard and Soft (2018)Peer-to-Peer Lenders Versus Banks: Substitutes or Complements? (2018)The Economics of Discrimination (1957)Expectations and the neutrality of money (1972)Financial Intermediation and Delegated Monitoring (1984)On the Rise of FinTechs – Credit Scoring Using Digital Footprints (2018)P2P Lenders versus Banks: Cream Skimming or Bottom Fishing? (2021)FinTech Lending (2022)How Valuable Is FinTech Innovation? (2018)The Role of Technology in Mortgage Lending (2019)Can fintech improve the efficiency of commercial banks? —An analysis based on big data (2020)Fintech: what’s old, what’s new? (2020)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)Social Interaction and Stock‐Market Participation (2004)Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth (2007)Financial Literacy and Stock Market Participation (2007)Planning and Financial Literacy: How Do Women Fare? 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(2019)An intelligent-agent-based fuzzy group decision making model for financial multicriteria decision support: The case of credit scoring (2007)Forecasting and operational research: a review (2008)A boosted decision tree approach using Bayesian hyper-parameter optimization for credit scoring (2017)'It's Reducing a Human Being to a Percentage' (2018)Machine Learning and Natural Language Processing in Mental Health: Systematic Review (2020)The Compulsive Internet Use Scale (CIUS): Some Psychometric Properties (2008)Internet Addiction or Excessive Internet Use (2010)ASSOCIATION BETWEEN SOCIAL MEDIA USE AND DEPRESSION AMONG U.S. YOUNG ADULTS (2016)Does financial literacy improve financial inclusion? Cross country evidence (2018)Does financial inclusion reduce poverty and income inequality in developing countries? A panel data analysis (2020)From Poverty to Disaster and Back: a Review of the Literature (2020)
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References

  • 2018The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution2,660 cited
  • 2010Financial Literacy among the Young1,795 cited
  • 2008Issues for DSM-V: Internet Addiction1,361 cited
  • 2012Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending1,299 cited
  • 2015Benchmarking state-of-the-art classification algorithms for credit scoring: An update of research1,277 cited
  • 2019On the Rise of FinTechs: Credit Scoring Using Digital Footprints913 cited
  • 2015Screening Peers Softly: Inferring the Quality of Small Borrowers623 cited
  • 2011CREDIT SCORING, STATISTICAL TECHNIQUES AND EVALUATION CRITERIA: A REVIEW OF THE LITERATURE409 cited
  • 2015Description-text related soft information in peer-to-peer lending – Evidence from two leading European platforms309 cited
  • 2017Credit Scoring and Its Applications306 cited
  • 2002Survival Analysis Methods for Personal Loan Data266 cited
  • 2019When Words Sweat: Identifying Signals for Loan Default in the Text of Loan Applications237 cited
  • 2017Predicting and Deterring Default with Social Media Information in Peer-to-Peer Lending232 cited
  • 2008Credit scoring with macroeconomic variables using survival analysis232 cited

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  • 2018The value of big data for credit scoring: Enhancing financial inclusion using mobile phone data and social network analytics215 cited
  • 1999Not if but When will Borrowers Default191 cited
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    • 2024Alternative data in finance and business: emerging applications and theory analysis (review)31 cited
    • 2024The Transformation of Digital Innovative Services in Retail Trade Due to the COVID-19 Pandemic: A Systematic Review12 cited