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On the Rise of the FinTechs - Credit Scoring using Digital Footprints
16 references·13 citing·41 second hop
On the Rise of the FinTechs - Credit Scoring using Digital Footprints (2018)On the Rise of the FinTechs - Credit Scor…Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)Predictably Unequal? The Effe…Screening Peers Softly: Inferring the Quality of Small Borrowers (2015)Screening Peers Softly: Infer…Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)Judging Borrowers by the Comp…Access to Financial Services: Measurement, Impact, and Policies (2009)Access to Financial Services:…Private credit in 129 countries☆ (2007)Private credit in 129 countri…Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does Distance Still Matter? T…Does Function Follow Organizational Form? Evidence from the Lending Practices of Large and Small Banks (2001)Does Function Follow Organiza…Relationship Banking: What Do We Know? (2000)Relationship Banking: What Do…Does Distance Still Matter? The Information Revolution in Small Business Lending (2000)Does Distance Still Matter? T…Can Relationship Banking Survive Competition? (2000)Can Relationship Banking Surv…The Benefits of Lending Relationships: Evidence from Small Business Data (1994)The Benefits of Lending Relat…Information Sharing in Credit Markets (1993)Information Sharing in Credit…The Buying Impulse (1987)The Buying ImpulseFinancial Intermediation and Delegated Monitoring (1984)Financial Intermediation and …Econometric policy evaluation: A critique (1976)Econometric policy evaluation…Job Market Signaling (1973)Job Market SignalingWe, the Data (2023)We, the DataData Governance and Human Rights: An Algorithm Discrimination Literature Review and Bibliometric Analysis (2023)Data Governance and Human Rig…The Big Tech Lending Model (2022)The Big Tech Lending ModelThe Anatomy of Banks’ IT Investments: Drivers and Implications (2022)The Anatomy of Banks’ IT Inve…Consumer Credit in The Age of AI – Beyond Anti-Discrimination Law (2022)Consumer Credit in The Age of…Lender Automation and Racial Disparities in Credit Access (2021)Lender Automation and Racial …India’s Approach to Open Banking: Some Implications for Financial Inclusion (2021)India’s Approach to Open Bank…Does IT Help? Information Technology in Banking and Entrepreneurship (2021)Does IT Help? Information Tec…Technological Innovation and Discrimination in Household Finance (2020)Technological Innovation and …Tech in Fin before FinTech: Blessing or Curse for Financial Stability? (2020)Tech in Fin before FinTech: B…Fintech Credit Risk Assessment for SMEs: Evidence from China (2020)Fintech Credit Risk Assessmen…Financial Intermediation and Technology: What’s Old, What’s New? (2020)Financial Intermediation and …Cashless stores and cash users (2018)Cashless stores and cash usersCredit Rationing in Markets with Imperfect Information (1981)Legal Determinants of External Finance (1997)Law and Finance (1998)Bank Competition and Financial Stability (2008)The Economic Consequences of Legal Origins (2008)The Economics of Privacy (2016)A Theory of the Consumption Function (1960)Some International Evidence on Output-Inflation Tradeoffs. (1973)The Role of Monetary Policy (1995)INTEREST AND PRICES: FOUNDATIONS OF A THEORY OF MONETARY POLICY (2005)Time Varying Structural Vector Autoregressions and Monetary Policy (2005)Does Culture Affect Economic Outcomes? (2006)The arbitrage theory of capital asset pricing (1976)Moral Hazard and Observability (1979)Bank Runs, Deposit Insurance, and Liquidity (1983)Financial Intermediation, Loanable Funds, and The Real Sector (1997)The Standard Edition of the Complete Psychological Works of Sigmund Freud (1953)The Discovery of Grounded Theory: Strategies for Qualitative Research. (1968)The Experiential Aspects of Consumption: Consumer Fantasies, Feelings, and Fun (1982)Work and/or Fun: Measuring Hedonic and Utilitarian Shopping Value (1994)Applying the Technology Acceptance Model and Flow Theory to Online Consumer Behavior (2002)Consumer Culture Theory (CCT): Twenty Years of Research (2005)Financing Constraints and Corporate Investment (1988)The Effect of Credit Market Competition on Lending Relationships (1995)Bank regulation and supervision: what works best? (2003)The Theory of Industrial Organization (1988)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)The Strength of Weak Ties (1973)Economic Action and Social Structure: The Problem of Embeddedness (1985)Social Capital in the Creation of Human Capital (1988)Trust and Credit: The Role of Appearance in Peer-to-peer Lending (2012)Internal Social Capital and the Attraction of Early Contributions in Crowdfunding (2014)Fintech and banking: What do we know? (2019)Personal Knowledge: Towards a Post-Critical Philosophy (1959)Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information (1976)Varieties of Capitalism (2001)Signaling Theory: A Review and Assessment (2010)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Distance, Lending Relationships, and Competition (2005)How does capital affect bank performance during financial crises? (2013)
this work references cited by second hop

References

  • 1973Job Market Signaling16,329 cited
  • 1984Financial Intermediation and Delegated Monitoring8,393 cited
  • 1976Econometric policy evaluation: A critique6,104 cited
  • 1994The Benefits of Lending Relationships: Evidence from Small Business Data5,434 cited
  • 2007Private credit in 129 countries☆2,798 cited
  • 2000Relationship Banking: What Do We Know?2,367 cited
  • 2002Does Distance Still Matter? The Information Revolution in Small Business Lending2,156 cited
  • 1987The Buying Impulse2,102 cited
  • 2000Can Relationship Banking Survive Competition?1,575 cited
  • 2012Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending1,299 cited
  • 1993Information Sharing in Credit Markets797 cited
  • 2021Predictably Unequal? The Effects of Machine Learning on Credit Markets767 cited
  • 2015Screening Peers Softly: Inferring the Quality of Small Borrowers623 cited
  • 2000Does Distance Still Matter? The Information Revolution in Small Business Lending601 cited
  • 2001Does Function Follow Organizational Form? Evidence from the Lending Practices of Large and Small Banks576 cited

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  • 2009Access to Financial Services: Measurement, Impact, and Policies457 cited
  • Cited by

    • 2020Fintech Credit Risk Assessment for SMEs: Evidence from China52 cited
    • 2021Lender Automation and Racial Disparities in Credit Access50 cited
    • 2022The Big Tech Lending Model42 cited
    • 2018Cashless stores and cash users41 cited
    • 2020Technological Innovation and Discrimination in Household Finance36 cited
    • 2023We, the Data31 cited
    • 2020Tech in Fin before FinTech: Blessing or Curse for Financial Stability?29 cited
    • 2022Consumer Credit in The Age of AI – Beyond Anti-Discrimination Law26 cited
    • 2022The Anatomy of Banks’ IT Investments: Drivers and Implications21 cited
    • 2020Financial Intermediation and Technology: What’s Old, What’s New?20 cited
    • 2021India’s Approach to Open Banking: Some Implications for Financial Inclusion14 cited
    • 2021Does IT Help? Information Technology in Banking and Entrepreneurship14 cited
    • 2023Data Governance and Human Rights: An Algorithm Discrimination Literature Review and Bibliometric Analysis13 cited