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Instance-based credit risk assessment for investment decisions in P2P lending
7 references·16 citing·44 second hop
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References

  • 1959Portfolio Selection: Efficient Diversification of Investments5,535 cited
  • 2013The dynamics of crowdfunding: An exploratory study4,256 cited
  • 2013Crowdfunding: Tapping the right crowd2,755 cited
  • 2003Credit rating analysis with support vector machines and neural networks: a market comparative study1,017 cited
  • 2000Nonparametric risk management and implied risk aversion740 cited
  • 1980A Note on the Comparison of Logit and Discriminant Models of Consumer Credit Behavior435 cited
  • 2011Peer to Peer Lending: The Relationship Between Language Features, Trustworthiness, and Persuasion Success313 cited

Cited by

  • 2019Soft consensus cost models for group decision making and economic interpretations387 cited
  • 2016The use of profit scoring as an alternative to credit scoring systems in peer-to-peer (P2P) lending253 cited
  • 2020A benchmark of machine learning approaches for credit score prediction253 cited
  • 2020FinTech, SME efficiency and national culture: Evidence from OECD countries213 cited
  • 2017Cost-sensitive boosted tree for loan evaluation in peer-to-peer lending189 cited
  • 2022Big data, artificial intelligence and machine learning: A transformative symbiosis in favour of financial technology184 cited
  • 2017Loan default prediction by combining soft information extracted from descriptive text in online peer-to-peer lending

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180 cited
  • 2017Optimal Stackelberg strategies for financing a supply chain through online peer-to-peer lending159 cited
  • 2019Peer to Peer (P2P) Lending Problems and Potential Solutions: A Systematic Literature Review153 cited
  • 2016Evaluating borrower’s default risk in peer-to-peer lending: evidence from a lending platform in China152 cited
  • 2019P2P lending adoption by SMEs in Indonesia151 cited
  • 2017P2P Lending Survey129 cited
  • 2021Online peer-to-peer lending: A review of the literature126 cited
  • 2022The Impact of Fintech on Economic Growth: Evidence from China124 cited
  • 2020Multi-class misclassification cost matrix for credit ratings in peer-to-peer lending116 cited
  • 2018Loan evaluation in P2P lending based on Random Forest optimized by genetic algorithm with profit score110 cited