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Lending and Monitoring: Big Tech vs Banks
16 references·0 citing·46 second hop
Lending and Monitoring: Big Tech vs Banks (2022)Lending and Monitoring: Big Tech vs BanksThird-Degree Price Discrimination in Two-Sided Markets (2024)Third-Degree Price Discrimina…FinTech Credit and Entrepreneurial Growth (2024)FinTech Credit and Entreprene…Platform-Based Business Models and Financial Inclusion: Policy Trade-Offs and Approaches (2022)Platform-Based Business Model…Open banking: Credit market competition when borrowers own the data (2022)Open banking: Credit market c…Fintech and big tech credit: Drivers of the growth of digital lending (2022)Fintech and big tech credit: …On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)On the Rise of FinTechs: Cred…BigTech and the changing structure of financial intermediation (2019)BigTech and the changing stru…Tying and freebies in two-sided markets (2012)Tying and freebies in two-sid…Competition in two-sided markets (2006)Competition in two-sided mark…In-Kind Finance: A Theory of Trade Credit (2004)In-Kind Finance: A Theory of …Platform Competition in Two-Sided Markets (2003)Platform Competition in Two-S…Exclusivity and Tying in U.S. v. Microsoft: What We Know, and Don't Know (2001)Exclusivity and Tying in U.S.…Trade Credit: Theories and Evidence (1997)Trade Credit: Theories and Ev…Trade Credit and Credit Rationing (1997)Trade Credit and Credit Ratio…Financial Intermediation, Loanable Funds, and The Real Sector (1997)Financial Intermediation, Loa…Vendor Financing (1988)Vendor FinancingContestable Markets and the Theory of Industry Structure (1982)Network Externalities, Competition, and Compatibility (1985)Towards a Theory of Ecosystems (2018)Credit Rationing in Markets with Imperfect Information (1981)Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle (1998)A more complete conceptual framework for SME finance (2006)Trade Credit: Suppliers as Debt Collectors and Insurance Providers (2006)Financial Intermediation and Delegated Monitoring (1984)Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt (1991)Credit Cycles (1997)The Financial Accelerator in a Quantitative Business Cycle Framework (1998)Chapter 21 The financial accelerator in a quantitative business cycle framework (1999)Deciphering the Liquidity and Credit Crunch 2007–2008 (2009)Chicken & Egg: Competition among Intermediation Service Providers (2003)Two-sided markets: a progress report (2006)Business models and dynamic capabilities (2017)Determinants of corporate borrowing (1977)What Do We Know about Capital Structure? Some Evidence from International Data (1995)What You Sell Is What You Lend? Explaining Trade Credit Contracts (2008)American Economic Review (2019)Peer-to-Peer Lenders Versus Banks: Substitutes or Complements? (2018)Digital Disruption in Banking (2019)Fintech: what’s old, what’s new? (2020)Machine learning for credit scoring: Improving logistic regression with non-linear decision-tree effects (2021)Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)How Valuable Is FinTech Innovation? (2018)The Role of Technology in Mortgage Lending (2019)Can fintech improve the efficiency of commercial banks? —An analysis based on big data (2020)Consumers and Artificial Intelligence: An Experiential Perspective (2020)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)The Capital Structure Puzzle (1984)Debt Maturity Structure and Liquidity Risk (1991)Financial Dependence and Growth (1996)Agency Costs and Ownership Structure (2000)Chapter 12 Finance and Growth: Theory and Evidence (2005)Informational Asymmetries, Financial Structure, and Financial Intermediation (1977)Bank Runs, Deposit Insurance, and Liquidity (1983)Credit Contagion from Counterparty Risk (2009)Equilibrium Financing in a Distribution Channel with Capital Constraint (2012)A review of trade credit literature: Opportunities for research in operations (2013)Credit Booms Gone Bust: Monetary Policy, Leverage Cycles, and Financial Crises, 1870–2008 (2012)Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech adoption, the regulatory environment and bank stability: An empirical investigation from GCC economies (2023)Fintech inputs, non-performing loans risk reduction and bank performance improvement (2023)How do machine learning and non-traditional data affect credit scoring? New evidence from a Chinese fintech firm (2024)
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References

  • 2003Platform Competition in Two-Sided Markets5,648 cited
  • 1997Financial Intermediation, Loanable Funds, and The Real Sector3,910 cited
  • 2006Competition in two-sided markets3,379 cited
  • 1997Trade Credit: Theories and Evidence2,600 cited
  • 1997Trade Credit and Credit Rationing982 cited
  • 2004In-Kind Finance: A Theory of Trade Credit969 cited
  • 2019On the Rise of FinTechs: Credit Scoring Using Digital Footprints913 cited
  • 2019BigTech and the changing structure of financial intermediation596 cited
  • 1988Vendor Financing423 cited
  • 2022Fintech and big tech credit: Drivers of the growth of digital lending235 cited
  • 2022Open banking: Credit market competition when borrowers own the data221 cited
  • 2024FinTech Credit and Entrepreneurial Growth142 cited
  • 2012Tying and freebies in two-sided markets131 cited
  • 2001Exclusivity and Tying in U.S. v. Microsoft: What We Know, and Don't Know98 cited
  • 2024Third-Degree Price Discrimination in Two-Sided Markets29 cited
  • 2022Platform-Based Business Models and Financial Inclusion: Policy Trade-Offs and Approaches

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