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Privacy Regulation and Fintech Lending
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Privacy Regulation and Fintech Lending (2026)Privacy Regulation and Fintech LendingOpen banking: Credit market competition when borrowers own the data (2022)Open banking: Credit market c…FinTech Lending (2022)FinTech LendingPredictably Unequal? The Effects of Machine Learning on Credit Markets (2021)Predictably Unequal? The Effe…Nonrivalry and the Economics of Data (2020)Nonrivalry and the Economics …The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform (2019)The roles of alternative data…The Role of Technology in Mortgage Lending (2019)The Role of Technology in Mor…On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)On the Rise of FinTechs: Cred…On the Rise of FinTechs – Credit Scoring Using Digital Footprints (2018)On the Rise of FinTechs – Cre…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…Fintech and Banking. Friends or Foes? (2018)Fintech and Banking. Friends …Big data in finance and the growth of large firms (2018)Big data in finance and the g…Credible Research Designs for Minimum Wage Studies (2017)Credible Research Designs for…The Economics of Privacy (2016)The Economics of PrivacyShifts in Privacy Concerns (2012)Shifts in Privacy ConcernsThe Rise in Mortgage Defaults (2009)The Rise in Mortgage DefaultsOn the Strategic Choice of Spatial Price Policy (1987)On the Strategic Choice of Sp…Golden Eggs and Hyperbolic Discounting (1997)Household Finance (2006)The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis * (2009)Markets: The Credit Rating Agencies (2010)Racial Segregation and the American Foreclosure Crisis (2010)The failure of models that predict failure: Distance, incentives, and defaults (2014)Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)Trust and Credit: The Role of Appearance in Peer-to-peer Lending (2012)Machine learning techniques for credit risk evaluation: a systematic literature review (2020)Fintech and big tech credit: Drivers of the growth of digital lending (2022)Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China (2022)On the Impossibility of Informationally Efficient Markets (1980)On the Impossibility of Informationally Efficient Markets (1980)Media Coverage and the Cross‐section of Stock Returns (2009)Extrapolative Beliefs in the Cross-Section: What Can We Learn from the Crowds? (2018)Ten Facts on Declining Business Dynamism and Lessons from Endogenous Growth Theory (2020)Too Much Data: Prices and Inefficiencies in Data Markets (2022)The Problem of Social Cost (1960)Endogenous Technological Change (1990)Fintech: what’s old, what’s new? (2020)Digital transformation, for better or worse: a critical multi‐level research agenda (2022)Artificial intelligence, firm growth, and product innovation (2023)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)How Valuable Is FinTech Innovation? (2018)Can fintech improve the efficiency of commercial banks? —An analysis based on big data (2020)The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)Belief, Attitude, Intention and Behavior: An Introduction to Theory and Research (1975)User Acceptance of Information Technology: Toward A Unified View1 (2003)Nudges for Privacy and Security (2017)Secrets and Likes: The Drive for Privacy and the Difficulty of Achieving It in the Digital Age (2020)Digital transformation, sustainability, and purpose in the multinational enterprise (2022)Forecasting Default with the Merton Distance to Default Model (2008)In Search of Distress Risk (2008)Weapons of Math Destruction: How Big Data Increases Inequality and Threatens Democracy (2017)Algorithmic Fairness: Choices, Assumptions, and Definitions (2020)Bond Risk Premiums with Machine Learning (2020)The Ethics of Artificial Intelligence (2023)Competitive Price Discrimination (2001)Chapter 58 Agglomeration and economic geography (2004)Industrial Organization: Markets and Strategies (2010)Fintech and banking: What do we know? (2019)
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References

  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 2016The Economics of Privacy1,281 cited
  • 2019The Role of Technology in Mortgage Lending1,180 cited
  • 2020Nonrivalry and the Economics of Data942 cited
  • 2019On the Rise of FinTechs: Credit Scoring Using Digital Footprints913 cited
  • 2021Predictably Unequal? The Effects of Machine Learning on Credit Markets767 cited
  • 2009The Rise in Mortgage Defaults720 cited
  • 1987On the Strategic Choice of Spatial Price Policy614 cited
  • 2019The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform431 cited
  • 2018Big data in finance and the growth of large firms363 cited
  • 2012Shifts in Privacy Concerns288 cited
  • 2017Credible Research Designs for Minimum Wage Studies245 cited
  • 2018Fintech and Banking. Friends or Foes?239 cited
  • 2022Open banking: Credit market competition when borrowers own the data221 cited
  • 2018On the Rise of FinTechs – Credit Scoring Using Digital Footprints218 cited
  • 2022FinTech Lending

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