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Consumers’ innovativeness and acceptance towards use of financial technology in Pakistan: extension of the UTAUT model
16 references·13 citing·34 second hop
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(2024)Savings in the digital age: c…Influence of innovation diffusion factors on non-users’ adoption of digital banking services in the banking 4.0 era (2024)Influence of innovation diffu…Analyzing the Influence of Digital Currency Adoption on Traditional Banking Systems Through Data Analytics: A Study on Emerging Economies (2024)Analyzing the Influence of Di…Determinants of Indonesian Gen Z’s purchase behavior on online travel platforms: Extending UTAUT model (2023)Determinants of Indonesian Ge…Belief, Attitude, Intention and Behavior: An Introduction to Theory and Research (1975)Self-efficacy mechanism in human agency. (1982)User Acceptance of Computer Technology: A Comparison of Two Theoretical Models (1989)Accounting for common method variance in cross-sectional research designs. (2001)Common method biases in behavioral research: A critical review of the literature and recommended remedies. 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(1988)Structural Equations with Latent Variables (1989)How to Write Up and Report PLS Analyses (2009)Using PLS Path Modeling for Assessing Hierarchical Construct Models: Guidelines and Empirical Illustration1 (2009)Partial Least Squares Structural Equation Modeling (PLS-SEM) Using R (2021)The theory of planned behavior (1991)Older Adults' Reasons for Using Technology while Aging in Place (2015)Diffusion of Innovations 1 (2019)Cutoff criteria for fit indexes in covariance structure analysis: Conventional criteria versus new alternatives (1999)Heuristics versus statistics in discriminant validity testing: a comparison of four procedures (2019)The art of writing literature review: What do we know and what do we need to know? (2020)Reporting reliability, convergent and discriminant validity with structural equation modeling: A review and best-practice recommendations (2023)The Pricing of Options and Corporate Liabilities (1973)The dynamics of crowdfunding: An exploratory study (2013)FinTech and the transformation of the financial industry (2018)Fintechs: A literature review and research agenda (2019)Does fintech innovation improve bank efficiency? Evidence from China’s banking industry (2021)Significance tests and goodness of fit in the analysis of covariance structures. (1980)On the Evaluation of Structural Equation Models (1988)Using PLS path modeling in new technology research: updated guidelines (2016)When to use and how to report the results of PLS-SEM (2018)Trust and TAM in Online Shopping: An Integrated Model1 (2003)Why Don’t Men Ever Stop to Ask for Directions? 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References

  • 1981Evaluating Structural Equation Models with Unobservable Variables and Measurement Error108,884 cited
  • 1989Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology68,271 cited
  • 2003User Acceptance of Information Technology: Toward A Unified View144,945 cited
  • 2014A new criterion for assessing discriminant validity in variance-based structural equation modeling38,283 cited
  • 2000A Theoretical Extension of the Technology Acceptance Model: Four Longitudinal Field Studies22,991 cited
  • 2012Consumer Acceptance and Use of Information Technology: Extending the Unified Theory of Acceptance and Use of Technology115,720 cited
  • 2003A Partial Least Squares Latent Variable Modeling Approach for Measuring Interaction Effects: Results from a Monte Carlo Simulation Study and an Electronic-Mail Emotion/Adoption Study6,477 cited
  • 2015Discriminant validity testing in marketing: an analysis, causes for concern, and proposed remedies2,105 cited
  • 2014Partial Least Squares (PLS) Structural Equation Modeling (SEM) for Building and Testing Behavioral Causal Theory: When to Choose It and How to Use It1,899 cited
  • 2017Fintech: Ecosystem, business models, investment decisions, and challenges1,702 cited
  • 2001Information Technology Acceptance by Individual Professionals: A Model Comparison Approach*1,408 cited
  • 2016Mobile payment: Understanding the determinants of customer adoption and intention to recommend the technology1,371 cited
  • 2004

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The use of a decomposed theory of planned behavior to study Internet banking in Taiwan
922 cited
  • 2009Predicting intention to choose halal products using theory of reasoned action594 cited
  • 2005The relationship between consumer innovativeness, personal characteristics, and online banking adoption477 cited
  • 2018Mobile shopping apps adoption and perceived risks: A cross-country perspective utilizing the Unified Theory of Acceptance and Use of Technology467 cited
  • Cited by

    • 2025Agentic systems as catalysts for innovation in FinTech: exploring opportunities, challenges and a research agenda37 cited
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    • 2024Analyzing the Influence of Digital Currency Adoption on Traditional Banking Systems Through Data Analytics: A Study on Emerging Economies16 cited
    • 2024Understanding Technology Acceptance and Use in Social Media Platforms: A Systematic Literature Review and the Development of Research Framework15 cited
    • 2025Factors influencing financial analytics technology performance in emerging market firms: an empirical investigation15 cited
    • 2025Assessing Unified Payments Interface (UPI) adoption and usage through the interplay of UTAUT factors13 cited
    • 2024Technology acceptance determinants and consumer innovativeness influence on ASNAFS’ acceptance towards the use of e-wallet13 cited
    • 2025Unveiling FinTech adoption: an integrated approach of TAM and E-S-QUAL models for assessing the impact of service quality8 cited
    • 2026Understanding FinTech Adoption Drivers for Digital Financial Sustainability in Urban and Rural MSMEs8 cited
    • 2024What Drives Mobile Payment Fin Tech Adoption in India?7 cited
    • 2024Savings in the digital age: can Internet wealth management services enhance savings behaviour among Chinese Gen Z?7 cited
    • 2023Determinants of Indonesian Gen Z’s purchase behavior on online travel platforms: Extending UTAUT model6 cited
    • 2025Determinants of Fintech Adoption: A Systematic Review Integrating Trust, Security, and User Perceptions within Technology Acceptance Frameworks6 cited