References

• 2018Study on a prediction of P2P network loan default based on the machine learning LightGBM and XGboost algorithms according to different high dimensional data cleaning444 cited
• 2019A study on predicting loan default based on the random forest algorithm187 cited
• 2018Predicting mortgage default using convolutional neural networks181 cited
• 2020An Approach for Prediction of Loan Approval using Machine Learning Algorithm153 cited
• 2021Loan default prediction using decision trees and random forest: A comparative study107 cited
• 2022LOAN APPROVAL PREDICTION BASED ON MACHINE LEARNING APPROACH81 cited
• 2020Bank Loan Prediction System using Machine Learning61 cited
• 2019Application of Machine Learning in Credit Risk Assessment: A Prelude to Smart Banking50 cited
• 2020Machine learning predictivity applied to consumer creditworthiness39 cited

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