Global fintech trends and their impact on international business: a review

Douglas J. Cumming · Sofia Johan

119 citations0/0 files storedMultinational Business Review

No readable copy stored yet — this record is metadata only.

No open-access location is known for this record yet.

Literature note Cite in a project Citation map

FinTech, Crowdfunding, Digital Finance International Business and FDI Digital Transformation in Financial Services

Abstract

Purpose This paper aims to provide an in-depth examination of the emergent state of financial technology (fintech), particularly emphasizing capital-raising innovations and their implications for international business. Design/methodology/approach Using the highly influential articles published in fintech, the authors identify the advantages and disadvantages of each significant fintech in the credit, deposit and capital-raising services sector. The authors assess the adoption of these services and the international firm-level implications of their use. Findings This study highlights fintech’s role in fostering entrepreneurial internationalization, with a particular focus on the impact of crowdfunding, peer-to-peer lending and online banking. A thorough analysis of Google Scholar citations uncovers research gaps and unveils emerging trends bridging international business and fintech. Furthermore, the examination of regulatory efforts presents evidence of a robust positive relationship between global e-commerce legislation and fintech adoption, demonstrating the interconnected nature of these elements in the world of international business. Research limitations/implications Fintech research in international business has only taken off in the last five years. Innovations and regulatory developments are continuously evolving. Originality/value This study emphasizes the significance of fintech in international business research, addressing its implications on regulatory environments, entrepreneurial internationalization and multinational corporations’ global strategies. By investigating the synergies and applications of various fintech types, the research provides valuable insights for scholars and practitioners, contributing to the advancement of knowledge in the field of international finance.

Paper brief

Loading…

Cite this work

Citation unavailable for this work.

BibTeX RIS CSL-JSON

No public copy is stored for this record, so only the metadata is cited.

Citations in this library

Citation map →

Stored only when both papers are in the corpus — 119 citations exist upstream.

References

2015Signaling in Equity Crowdfunding 2017Digital Finance and FinTech: current research and future research directions 2015The Evolution of Fintech: A New Post-Crisis Paradigm?1999Adoption of Internet banking by Australian consumers: an empirical investigation 1979Rights and Production Functions: An Application to Labor-Managed Firms and Codetermination 2002Internet-based e-banking and consumer attitudes: an empirical study 2000The Seven Percent Solution 2021Predictably Unequal? The Effects of Machine Learning on Credit Markets

Cited by

2024Does service quality matter in FinTech payment services? An integrated SERVQUAL and TAM approach 2025A data-driven approach with explainable artificial intelligence for customer churn prediction in the telecommunications industry 2024FinTech Adoption and Corporate Greenwashing: A Technology Affordance Perspective 2024Does fintech matter for financial inclusion and financial stability in BRICS markets?2024Financial innovation and gender dynamics: a comparative study of male and female FinTech adoption in emerging economies

Explore the map →

Papers that cite the same references — the relational fallback while embeddings are still backfilling.

Imported from OpenAlex (CC0) — nothing here is generated.