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Does alternative digital lending affect bank performance? Cross-country and bank-level evidence
16 references·8 citing·35 second hop
Does alternative digital lending affect bank performance? Cross-country and bank-level evidence (2023)Does alternative digital lending affect b…The Role of Technology in Mortgage Lending (2019)The Role of Technology in Mor…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…The Use and Effectiveness of Macroprudential Policies (2015)The Use and Effectiveness of …Bank competition and stability: Cross-country heterogeneity (2012)Bank competition and stabilit…Risk management, corporate governance, and bank performance in the financial crisis (2011)Risk management, corporate go…Bank governance, regulation and risk taking (2008)Bank governance, regulation a…Bank-specific, industry-specific and macroeconomic determinants of bank profitability (2006)Bank-specific, industry-speci…Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Does function follow organiza…The profitability of european banks: a cross‐sectional and dynamic panel analysis (2004)The profitability of european…Factors explaining the interest margin in the banking sectors of the European Union (2004)Factors explaining the intere…Can Relationship Banking Survive Competition? (2000)Can Relationship Banking Surv…Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence (1999)Determinants of Commercial Ba…The Profit-Structure Relationship in Banking--Tests of Market-Power and Efficient-Structure Hypotheses (1995)The Profit-Structure Relation…Moral Hazard and Secured Lending in an Infinitely Repeated Credit Market Game (1994)Moral Hazard and Secured Lend…Determinants of European bank profitability: A note (1992)Determinants of European bank…Financial Intermediation and Delegated Monitoring (1984)Financial Intermediation and …The fintech revolution: Exploring the potential of fintech finance in reducing corporate credit constraints (2025)The fintech revolution: Explo…Emerging technologies in finance: challenges for a sustainable finance (2025)Emerging technologies in fina…The impact of digital finance and financial inclusion on banking stability: International evidence (2024)The impact of digital finance…Sectoral Comparison of Sustainable Digital Financial Inclusion of Women Workforce with the Mediation of Digital Banking Adoption Intention: An Empirical Analysis (2024)Sectoral Comparison of Sustai…Risks, Regulations, and Impacts of FinTech Adoption on Commercial Banks in the United States and Canada: A Comparative Analysis (2024)Risks, Regulations, and Impac…Fostering fintech innovation: A tripartite evolutionary game analysis of regulatory sandbox experiments (2024)Fostering fintech innovation:…Digital payments, ownership structure, and bank performance: insights from Jordan (2024)Digital payments, ownership s…Digital economy, environmental expenditure, and green total factor productivity (2024)Digital economy, environmenta…Some Tests of Specification for Panel Data: Monte Carlo Evidence and an Application to Employment Equations (1991)Another look at the instrumental variable estimation of error-components models (1995)Econometric Analysis of Cross Section and Panel Data (2001)Determinants of Bank Profitability Before and During the Crisis: Evidence from Switzerland (2010)Macroeconomic and bank-specific determinants of non-performing loans in Greece: A comparative study of mortgage, business and consumer loan portfolios (2011)The Impact of Corporate Social Responsibility Disclosure on Financial Performance: Evidence from the GCC Islamic Banking Sector (2016)Concentration and other determinants of bank profitability in Europe, North America and Australia (1989)Factors influencing the profitability of domestic and foreign commercial banks in the European Union (2006)Allocative efficiency vs. X-Efficiency (1966)Industry Structure, Market Rivalry, and Public Policy (1973)What Drives Bank Competition? Some International Evidence (2003)The arbitrage theory of capital asset pricing (1976)Moral Hazard and Observability (1979)Bank Runs, Deposit Insurance, and Liquidity (1983)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Financial Intermediation, Loanable Funds, and The Real Sector (1997)The Theory of Industrial Organization (1988)Distance, Lending Relationships, and Competition (2005)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)How does capital affect bank performance during financial crises? (2013)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Household Finance (2006)On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)Theory of the firm: Managerial behavior, agency costs and ownership structure (1976)Large Shareholders and Corporate Control (1986)Law and Finance (1998)Bank activity and funding strategies: The impact on risk and returns☆ (2010)The Credit Crisis Around the Globe: Why Did Some Banks Perform Better? (2011)The Nature of the Firm (1937)Markets and Hierarchies: Analysis and Antitrust Implications. (1976)Specification Tests in Econometrics (1978)A more complete conceptual framework for SME finance (2006)Fintech and banking: What do we know? (2019)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)How does foreign entry affect domestic banking markets? (2001)
this work references cited by second hop

References

  • 1984Financial Intermediation and Delegated Monitoring8,393 cited
  • 2008Bank governance, regulation and risk taking3,267 cited
  • 2006Bank-specific, industry-specific and macroeconomic determinants of bank profitability2,292 cited
  • 2005Does function follow organizational form? Evidence from the lending practices of large and small banks1,888 cited
  • 1999Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence1,871 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 2000Can Relationship Banking Survive Competition?1,575 cited
  • 1992Determinants of European bank profitability: A note1,296 cited
  • 1995The Profit-Structure Relationship in Banking--Tests of Market-Power and Efficient-Structure Hypotheses1,210 cited
  • 2019The Role of Technology in Mortgage Lending1,180 cited
  • 2015The Use and Effectiveness of Macroprudential Policies1,167 cited
  • 2011Risk management, corporate governance, and bank performance in the financial crisis1,054 cited
  • 2012Bank competition and stability: Cross-country heterogeneity1,026 cited
  • 2004Factors explaining the interest margin in the banking sectors of the European Union864 cited
  • 2004

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The profitability of european banks: a cross‐sectional and dynamic panel analysis
839 cited
  • 1994Moral Hazard and Secured Lending in an Infinitely Repeated Credit Market Game828 cited
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    • 2024Risks, Regulations, and Impacts of FinTech Adoption on Commercial Banks in the United States and Canada: A Comparative Analysis17 cited
    • 2025The fintech revolution: Exploring the potential of fintech finance in reducing corporate credit constraints16 cited
    • 2024Sectoral Comparison of Sustainable Digital Financial Inclusion of Women Workforce with the Mediation of Digital Banking Adoption Intention: An Empirical Analysis11 cited
    • 2024Digital payments, ownership structure, and bank performance: insights from Jordan11 cited