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Factors determining default in P2P lending
16 references·0 citing·50 second hopsampled
Factors determining default in P2P lending (2023)Factors determining default in P2P lendingNon-Performing Loans and Macroeconomics Factors: The Italian Case (2022)Non-Performing Loans and Macr…Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform (2020)Important factors determining…Fintech Borrowers: Lax Screening or Cream-Skimming? (2020)Fintech Borrowers: Lax Screen…The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform (2019)The roles of alternative data…Peer to Peer (P2P) Lending Problems and Potential Solutions: A Systematic Literature Review (2019)Peer to Peer (P2P) Lending Pr…Reintermediation in FinTech: Evidence from Online Lending (2018)Reintermediation in FinTech: …Sector-specific analysis of non-performing loans in the US banking system and their macroeconomic impact (2017)Sector-specific analysis of n…Law, Trust, and the Development of Crowdfunding (2017)Law, Trust, and the Developme…Peer-to-Peer Lending: Opportunities and Risks (2016)Peer-to-Peer Lending: Opportu…Banking-industry specific and regional economic determinants of non-performing loans: Evidence from US states (2015)Banking-industry specific and…Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending (2014)Evaluating credit risk and lo…Determinants of non-performing loans in Central and Eastern European countries (2014)Determinants of non-performin…Macroeconomic Determinants of Bad Loans: Evidence from Italian Banks (2011)Macroeconomic Determinants of…Macroeconomic and bank-specific determinants of non-performing loans in Greece: A comparative study of mortgage, business and consumer loan portfolios (2011)Macroeconomic and bank-specif…Credit scoring with macroeconomic variables using survival analysis (2008)Credit scoring with macroecon…The Link between Default and Recovery Rates: Theory, Empirical Evidence, and Implications* (2005)The Link between Default and …Some Tests of Specification for Panel Data: Monte Carlo Evidence and an Application to Employment Equations (1991)Another look at the instrumental variable estimation of error-components models (1995)Initial conditions and moment restrictions in dynamic panel data models (1998)Determinants of non-performing loans: Evidence from Euro-area countries (2016)The Impact of Green Lending on Credit Risk in China (2018)The impact of social and environmental sustainability on financial performance: A global analysis of the banking sector (2019)The arbitrage theory of capital asset pricing (1976)Credit Rationing in Markets with Imperfect Information (1981)Problem loans and cost efficiency in commercial banks (1997)Asset quality in a crisis period: An empirical examination of Ghanaian banks (2014)The impact of the sovereign debt crisis on the activity of Italian banks (2014)Nonperforming loans and bank profitability: evidence from an emerging market (2016)A Theory of the Consumption Function (1958)Understanding Consumption (1992)Understanding Interaction Models: Improving Empirical Analyses (2005)Mixture cure models in credit scoring: If and when borrowers default (2011)Forecasting and stress testing credit card default using dynamic models (2013)Time to default in credit scoring using survival analysis: a benchmark study (2016)Agency Costs, Net Worth, And Business Fluctuations (1988)The Financial Accelerator in a Quantitative Business Cycle Framework (1998)Unit root tests for panel data (2001)Macroeconomic and Bank-Specific Determinants of Non-Performing Loans: Evidence from Nepalese Banking System (2018)Non-performing loans and financial development: new evidence (2019)Climate sentiments, transition risk, and financial stability in a stock-flow consistent model (2021)The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)Risk assessment in social lending via random forests (2015)Study on a prediction of P2P network loan default based on the machine learning LightGBM and XGboost algorithms according to different high dimensional data cleaning (2018)Trust and Credit: The Role of Appearance in Peer-to-peer Lending (2012)Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Machine learning techniques for credit risk evaluation: a systematic literature review (2020)Fintech and big tech credit: Drivers of the growth of digital lending (2022)Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China (2022)A boosted decision tree approach using Bayesian hyper-parameter optimization for credit scoring (2017)Fintech: Ecosystem, business models, investment decisions, and challenges (2017)Analysis of financial technology acceptance of peer to peer lending (P2P lending) using extended technology acceptance model (TAM) (2023)Fintech: Emerging Trends and the Future of Finance (2023)Trends and Applications of Gamification in E-Commerce: A Systematic Literature Review (2023)ON THE PRICING OF CORPORATE DEBT: THE RISK STRUCTURE OF INTEREST RATES* (1974)VALUING CORPORATE SECURITIES: SOME EFFECTS OF BOND INDENTURE PROVISIONS (1976)Modeling Term Structures of Defaultable Bonds (1999)Risk Assessment for Banking Systems (2006)Default and Recovery Implicit in the Term Structure of Sovereign CDS Spreads (2008)The Asset Redeployability Channel: How Uncertainty Affects Corporate Investment (2016)The Role of Technology in Mortgage Lending (2019)Fintech in the time of COVID−19: Technological adoption during crises (2021)Can FinTech reduce disparities in access to finance? Evidence from the Paycheck Protection Program (2022)How does digital inclusive finance affect economic resilience: Evidence from 285 cities in China (2023)Non-Performing Loans in CESEE (2013)Determinants of non-performing loans: The case of Eurozone (2014)
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References

  • 2011Macroeconomic and bank-specific determinants of non-performing loans in Greece: A comparative study of mortgage, business and consumer loan portfolios1,300 cited
  • 2005The Link between Default and Recovery Rates: Theory, Empirical Evidence, and Implications*759 cited
  • 2015Banking-industry specific and regional economic determinants of non-performing loans: Evidence from US states613 cited
  • 2014Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending495 cited
  • 2019The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform431 cited
  • 2020Fintech Borrowers: Lax Screening or Cream-Skimming?280 cited
  • 2014Determinants of non-performing loans in Central and Eastern European countries237 cited
  • 2008Credit scoring with macroeconomic variables using survival analysis232 cited
  • 2019Peer to Peer (P2P) Lending Problems and Potential Solutions: A Systematic Literature Review153 cited
  • 2011Macroeconomic Determinants of Bad Loans: Evidence from Italian Banks149 cited
  • 2017Law, Trust, and the Development of Crowdfunding140 cited
  • 2018Reintermediation in FinTech: Evidence from Online Lending124 cited
  • 2016Peer-to-Peer Lending: Opportunities and Risks115 cited
  • 2017Sector-specific analysis of non-performing loans in the US banking system and their macroeconomic impact

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97 cited
  • 2022Non-Performing Loans and Macroeconomics Factors: The Italian Case84 cited
  • 2020Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform81 cited
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