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E-payment adoption and utilization among micro-entrepreneurs: a comparative analysis between Indonesia and Malaysia
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(1995)An assessment of the use of partial least squares structural equation modeling in marketing research (2011)PLS-SEM: Indeed a Silver Bullet (2011)User Acceptance of Computer Technology: A Comparison of Two Theoretical Models (1989)Development of an Instrument to Measure the Perceptions of Adopting an Information Technology Innovation (1991)Social Distance and Social Decisions (1997)Incentives and Social Capital: Are Homeowners Better Citizens? (1999)Job Information Networks, Neighborhood Effects, and Inequality (2004)International Law from Below (2003)Islam, Law, and Equality in Indonesia (2003)Private Power and Global Authority (2003)A new criterion for assessing discriminant validity in variance-based structural equation modeling (2014)Older Adults' Reasons for Using Technology while Aging in Place (2015)
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References

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  • 2003The influence of technology anxiety on consumer use and experiences with self-service technologies1,244 cited
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  • 1976A Dynamic Theory of Racial Income Differences1,004 cited
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  • 2018Mobile payment is not all the same: The adoption of mobile payment systems depending on the technology applied525 cited

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  • 2017Central Bank Digital Currency and the Future of Monetary Policy519 cited
  • 2018Mobile-banking adoption: empirical evidence from the banking sector in Pakistan361 cited
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    • 2024Financial Technology in Recovery: Behavioral Usage of Payment Systems by Indonesian MSMEs in the Post-Pandemic Era12 cited
    • 2025Extending UTAUT with perceived intelligence for the adoption of artificial intelligence in MSMEs and startups in Indonesia: A multi-group analysis11 cited
    • 2025Decentralized fintech platforms adoption intention in cyber risk environment among GenZ: A dual-method approach using PLS-SEM and necessary condition analysis11 cited
    • 2025FinTech’s impact on grocery retail in Bangladesh: a TAM approach8 cited