Fintech and Islamic Banking

Abstract

In an era of unprecedented technological advancement, the convergence of financial technology (Fintech) and Islamic finance has emerged as a dynamic and transformative force in the global financial landscape. Fintech, characterized by innovations such as blockchain, artificial intelligence, mobile payments, and peer-to-peer lending, has redefined traditional financial services, offering unprecedented efficiency, accessibility, and convenience, The convergence of Fintech and Islamic finance promises to enhance financial services' efficiency and inclusivity and facilitate Sharia-compliant offerings' expansion to a broader audience. This amalgamation could address long-standing challenges in Islamic finance, such as accessibility, transparency, and product diversity. The primary objective of this research is to comprehensively investigate the convergence of Fintech and Islamic finance, aiming to uncover the implications, challenges, opportunities, and potential outcomes of their integration.

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