Articlediamond2024

Personality Traits and Financial Management Behavior of University Students

Brandon Nacua Obenza · Johanna Paula Torrefranca · Jerald Dave Amarilla · Jobea Pandamon · Shaira Encarnacion · Genesis Getalado +1 more

11 citations0/0 files storedInternational Journal of Business and Applied Economics

No readable copy stored yet — this record is metadata only.

No open-access location is known for this record yet.

Literature note Cite in a project Citation map

Financial Literacy and Behavior Financial Literacy, Pension, Retirement Analysis Personality Traits and Psychology

Abstract

This non-experimental quantitative study investigated the association of the five big personality traits with the financial management behavior (FMB) of university students in Davao City. Using stratified random sampling, three hundred twenty-two respondents participated in the survey. The adopted questionnaires used in collecting the data were tested using Cronbach's Alpha and Cronbach’s Alpha to ascertain their reliability and validity. Using regression analysis through SmartPLS 4.0 software, the findings revealed that conscientiousness (β=0.296, p-value=0.000), extraversion (β=0.181, p-value=0.001), and openness (β= -0.110, p-value=0.045) showed significant link towards FMB. Nevertheless, Agreeableness (β= -0.056, p-value=0.324) and Neuroticism (β= -0.034, p-value=0.553) were insignificant. Finally, the regression model explains that 14.30% of the variance in FMB of university students (F = 10.540, P-value = 0.000, R2 = 0.143, Adjusted R² = 0.129).

Paper brief

Loading…

Cite this work

Citation unavailable for this work.

BibTeX RIS CSL-JSON

No public copy is stored for this record, so only the metadata is cited.

Citations in this library

Citation map →

Stored only when both papers are in the corpus — 11 citations exist upstream.

References

1994Research Design: Qualitative, Quantitative, and Mixed Methods Approaches 2003Research design: qualitative, quantitative, and mixed methods approaches 1970A Second Generation Little Jiffy 1974Little Jiffy, Mark Iv 1988Relation of sample size to the stability of component patterns.2021Factor Analysis as a Tool for Survey Analysis 1950TESTS OF SIGNIFICANCE IN FACTOR ANALYSIS 2009Financial Socialization of First-year College Students: The Roles of Parents, Work, and Education

Explore the map →

Papers that cite the same references — the relational fallback while embeddings are still backfilling.

Imported from OpenAlex (CC0) — nothing here is generated.