Impact of digital finance on rural industry revitalization

Abstract

Based on provincial panel data from 2011 to 2021 in China, this study examines the impact of digital finance on rural industry revitalization and analyzes its regional heterogeneity and spatial spillover effect. Findings indicate that digital finance significantly promotes rural industry revitalization by improving the level of agricultural socialization services. Further, the impact of digital finance on rural industry revitalization is characterized by regional heterogeneity, with the effect on the eastern region stronger than that on the central and western regions. Finally, this impact has a significant spatial spillover effect. Based on these results, this study presents policy suggestions for encouraging financial technology innovation, improving the construction of agricultural e-commerce platforms, and strengthening regional cooperation and development.

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