SZodixStudyAcademic Library
ShelvesOpen access
Study · an open academic library·Metadata from OpenAlex (CC0)·Shelves·OpenAlex metadata, de-duplicated
Fintech entry, lending market competition, and welfare
16 references·1 citing·40 second hop
Fintech entry, lending market competition, and welfare (2025)Fintech entry, lending market competition…Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)Predictably Unequal? The Effe…The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform (2019)The roles of alternative data…The Role of Technology in Mortgage Lending (2019)The Role of Technology in Mor…On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)On the Rise of FinTechs: Cred…Fintech and banking: What do we know? (2019)Fintech and banking: What do …BigTech and the changing structure of financial intermediation (2019)BigTech and the changing stru…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…Do fintech lenders penetrate areas that are underserved by traditional banks? (2018)Do fintech lenders penetrate …Screening Peers Softly: Inferring the Quality of Small Borrowers (2015)Screening Peers Softly: Infer…Credit Market Competition and Capital Regulation (2009)Credit Market Competition and…Competition and Strategic Information Acquisition in Credit Markets (2006)Competition and Strategic Inf…Information and bank credit allocation (2003)Information and bank credit a…Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does Distance Still Matter? T…Financial Intermediation, Loanable Funds, and The Real Sector (1997)Financial Intermediation, Loa…On the Strategic Choice of Spatial Price Policy (1987)On the Strategic Choice of Sp…Monopolistic Competition with Outside Goods (1979)Monopolistic Competition with…Privacy Regulation and Fintech Lending (2026)Privacy Regulation and Fintec…Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Relationship Lending and Lines of Credit in Small Firm Finance (1995)How does competition affect bank systemic risk? (2013)Is financial inclusion good for bank stability? International evidence (2017)Financial Intermediation and Delegated Monitoring (1984)Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt (1991)Credit Cycles (1997)Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking (2001)Tracing the Impact of Bank Liquidity Shocks: Evidence from an Emerging Market (2008)Deciphering the Liquidity and Credit Crunch 2007–2008 (2009)MONOPOLISTIC COMPETITION AND OPTIMUM PRODUCT DIVERSITY (1975)Stability in Competition (1990)Can Relationship Banking Survive Competition? (2000)Micro-Foundations of Urban Agglomeration Economies (2003)Distance, Lending Relationships, and Competition (2005)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Household Finance (2006)Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)The Evolution of Fintech: A New Post-Crisis Paradigm? (2015)Riding the FinTech innovation wave: FinTech, patents and bank performance (2021)The impact of fintech innovation on green growth in China: Mediating effect of green finance (2021)The impact of the FinTech revolution on the future of banking: Opportunities and risks (2022)How Valuable Is FinTech Innovation? (2018)Can fintech improve the efficiency of commercial banks? —An analysis based on big data (2020)Fintech: what’s old, what’s new? (2020)The Theory of Industrial Organization (1988)The Core Competence of the Corporation (2006)Relationship and Transaction Lending in a Crisis (2016)Information: Hard and Soft (2018)Personal Knowledge: Towards a Post-Critical Philosophy (1959)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)Forecasting Default with the Merton Distance to Default Model (2008)In Search of Distress Risk (2008)Weapons of Math Destruction: How Big Data Increases Inequality and Threatens Democracy (2017)Algorithmic Fairness: Choices, Assumptions, and Definitions (2020)Bond Risk Premiums with Machine Learning (2020)The Ethics of Artificial Intelligence (2023)
this work references cited by second hop

References

  • 1997Financial Intermediation, Loanable Funds, and The Real Sector3,910 cited
  • 1979Monopolistic Competition with Outside Goods2,991 cited
  • 2002Does Distance Still Matter? The Information Revolution in Small Business Lending2,156 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 2019Fintech and banking: What do we know?1,208 cited
  • 2019The Role of Technology in Mortgage Lending1,180 cited
  • 2019On the Rise of FinTechs: Credit Scoring Using Digital Footprints913 cited
  • 2021Predictably Unequal? The Effects of Machine Learning on Credit Markets767 cited
  • 2006Competition and Strategic Information Acquisition in Credit Markets766 cited
  • 2003Information and bank credit allocation657 cited
  • 2015Screening Peers Softly: Inferring the Quality of Small Borrowers623 cited
  • 2009Credit Market Competition and Capital Regulation616 cited
  • 1987On the Strategic Choice of Spatial Price Policy614 cited
  • 2019BigTech and the changing structure of financial intermediation596 cited
  • 2018Do fintech lenders penetrate areas that are underserved by traditional banks?468 cited

Only edges whose both ends are imported exist here. Widen the year window, or show the whole map. Back to the work

2019
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform
431 cited

Cited by

  • 2026Privacy Regulation and Fintech Lending25 cited