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Bridging the digital divide in the adoption of digital financial services
16 references·1 citing·43 second hop
Bridging the digital divide in the adoption of digital financial services (2025)Bridging the digital divide in the adopti…FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy and the Moderating Influence of Perceived Regulatory Support (2024)FinTech and Financial Inclusi…OECD/INFE 2023 International Survey of Adult Financial Literacy (2023)OECD/INFE 2023 International …Financial literacy in the digital age—A research agenda (2023)Financial literacy in the dig…Digital finance and financial literacy: Evidence from Chinese households (2023)Digital finance and financial…OECD/INFE Toolkit for Measuring Financial Literacy and Financial Inclusion 2022 (2022)OECD/INFE Toolkit for Measuri…Building financial resilience through financial and digital literacy in South Asia and Sub-Saharan Africa (2021)Building financial resilience…A methodological overview to defining and measuring “digital” financial literacy (2021)A methodological overview to …What drives FinTech adoption? A multi-method evaluation using an adapted technology acceptance model (2020)What drives FinTech adoption?…Unearthing antecedents to financial inclusion through FinTech innovations (2020)Unearthing antecedents to fin…Financial literacy and its influence on internet banking behavior (2020)Financial literacy and its in…Financial Knowledge and Short-Term and Long-Term Financial Behaviors of Millennials in the United States (2018)Financial Knowledge and Short…How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness (2017)How Ordinary Consumers Make C…Old Age and the Decline in Financial Literacy (2016)Old Age and the Decline in Fi…OECD/INFE International Survey of Adult Financial Literacy Competencies (2016)OECD/INFE International Surve…How Financially Literate Are Women? An Overview and New Insights (2016)How Financially Literate Are …Financial literacy around the world: an overview (2011)Financial literacy around the…Factors influencing digital financial services adoption in low- and medium-income countries: a systematic literature review (2025)Factors influencing digital f…Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth (2007)Financial Literacy and Stock Market Participation (2007)The Economic Importance of Financial Literacy: Theory and Evidence (2014)Financial literacy among youth (2017)Financial literacy, financial advice, and financial behavior (2017)Has financial attitude impacted the trading activity of retail investors during the COVID-19 pandemic? (2020)Household Finance (2006)Financial Literacy and Subprime Mortgage Delinquency: Evidence from a Survey Matched to Administrative Data (2010)Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature (2015)Financial literacy and financial behavior: Evidence from the emerging Asian middle class (2018)Prospect Theory: An Analysis of Decision under Risk (1979)Evaluating Structural Equation Models with Unobservable Variables and Measurement Error (1981)Common method biases in behavioral research: A critical review of the literature and recommended remedies. (2003)FinTech in COVID-19 and Beyond: What Factors Are Affecting Customers’ Choice of FinTech Applications? (2020)Making the world a better place with fintech research (2021)Mobile money as a driver of digital financial inclusion (2022)User Acceptance of Computer Technology: A Comparison of Two Theoretical Models (1989)The theory of planned behavior (1991)User Acceptance of Information Technology: Toward A Unified View1 (2003)User Innovativeness and Fintech Adoption in Indonesia (2021)Behavioral intention to adopt FinTech services: An extension of unified theory of acceptance and use of technology (2023)Chat-GPT; validating Technology Acceptance Model (TAM) in education sector via ubiquitous learning mechanism (2023)Financial Literacy among the Young (2010)Debt literacy, financial experiences, and overindebtedness (2015)Financial literacy: A systematic review and bibliometric analysis (2020)Gender Differences in Preferences (2009)Financial literacy and participation in the derivatives markets (2017)Do Access to Finance, Technical Know-How, and Financial Literacy Offer Women Empowerment Through Women’s Entrepreneurial Development? (2022)Measuring Financial Literacy (2009)Counting and Multidimensional Poverty Measurement (2017)Financial inclusion – does digital financial literacy matter for women entrepreneurs? (2022)Digital financial literacy and financial well-being (2023)Financial Literacy, Financial Education, and Downstream Financial Behaviors (2014)The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution (2018)Investigating the Impact of Financial Inclusion Drivers, Financial Literacy and Financial Initiatives in Fostering Sustainable Growth in North India (2022)Mapping Financial Literacy: A Systematic Literature Review of Determinants and Recent Trends (2023)Financial Inclusion and Its Ripple Effects on Socio-Economic Development: A Comprehensive Review (2024)Analyzing the Past to Prepare for the Future: Writing a Literature Review (2002)Writing Integrative Literature Reviews: Guidelines and Examples (2005)Online antecedents for young consumers’ impulse buying behavior (2023)The impact of FinTech innovation on digital financial literacy in Europe: Insights from the banking industry (2024)PISA (2009)OECD Reviews of Pension Systems: Portugal (2019)
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References

  • 2011Financial literacy around the world: an overview1,999 cited
  • 2016How Financially Literate Are Women? An Overview and New Insights523 cited
  • 2020What drives FinTech adoption? A multi-method evaluation using an adapted technology acceptance model432 cited
  • 2017How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness399 cited
  • 2020Unearthing antecedents to financial inclusion through FinTech innovations381 cited
  • 2016Old Age and the Decline in Financial Literacy347 cited
  • 2021Building financial resilience through financial and digital literacy in South Asia and Sub-Saharan Africa327 cited
  • 2023Financial literacy in the digital age—A research agenda285 cited
  • 2022OECD/INFE Toolkit for Measuring Financial Literacy and Financial Inclusion 2022285 cited
  • 2021A methodological overview to defining and measuring “digital” financial literacy251 cited
  • 2023OECD/INFE 2023 International Survey of Adult Financial Literacy218 cited
  • 2016OECD/INFE International Survey of Adult Financial Literacy Competencies215 cited
  • 2023Digital finance and financial literacy: Evidence from Chinese households203 cited
  • 2018Financial Knowledge and Short-Term and Long-Term Financial Behaviors of Millennials in the United States149 cited

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  • 2024FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy and the Moderating Influence of Perceived Regulatory Support122 cited
  • 2020Financial literacy and its influence on internet banking behavior117 cited
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    • 2025Factors influencing digital financial services adoption in low- and medium-income countries: a systematic literature review6 cited