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Buy Now, Pay Later Culture: Economic Analysis of the PayLater Phenomenon Among Gen Z
16 references·0 citing·54 second hopsampled
Buy Now, Pay Later Culture: Economic Analysis of the PayLater Phenomenon Among Gen Z (2025)Buy Now, Pay Later Culture: Economic Anal…The effects of buy now, pay later (BNPL) on customers’ online purchase behavior (2024)The effects of buy now, pay l…Digital adoption, business performance, and financial literacy in ultra-micro, micro, and small enterprises in Indonesia (2024)Digital adoption, business pe…Understanding the psychological determinants of buy-now-pay-later (BNPL) in the UK: a user perspective (2023)Understanding the psychologic…Intensifying materialism through buy-now pay-later (BNPL): examining the dark sides (2023)Intensifying materialism thro…Fintech inputs, non-performing loans risk reduction and bank performance improvement (2023)Fintech inputs, non-performin…The Influence of E-Payment and E-Commerce Services on Supply Chain Performance: Implications of Open Innovation and Solutions for the Digitalization of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia (2022)The Influence of E-Payment an…Fintech Adoption Drivers for Innovation for SMEs in Indonesia (2022)Fintech Adoption Drivers for …Digital vs. in-person financial education: What works best for Generation Z? (2022)Digital vs. in-person financi…Buy Now Pay (Pain?) Later (2022)Buy Now Pay (Pain?) LaterFintech and responsibility: Buy-now-pay-later arrangements (2021)Fintech and responsibility: B…Is it all about consumer engagement? Explaining continuance intention for utilitarian and hedonic service consumption (2020)Is it all about consumer enga…Digital financial literacy, current behavior of saving and spending and its future foresight (2020)Digital financial literacy, c…Click to Buy: The Impact of Retail Credit on Over-Consumption in the Online Environment (2020)Click to Buy: The Impact of R…Measurement Invariance of the UPPS-P Impulsive Behavior Scale Across Age and Sex Across the Adult Life Span (2019)Measurement Invariance of the…Disentangling utilitarian and hedonic consumption behavior in online shopping: An expectation disconfirmation perspective (2019)Disentangling utilitarian and…Linking hedonic and utilitarian shopping values to consumer skepticism and green consumption: the roles of environmental involvement and locus of control (2018)Linking hedonic and utilitari…Evaluating Structural Equation Models with Unobservable Variables and Measurement Error (1981)Structural equation modeling in practice: A review and recommended two-step approach. (1988)Common method biases in behavioral research: A critical review of the literature and recommended remedies. (2003)The moderating influence of environmental consciousness and recycling intentions on green purchase behavior (2019)Three decades of green advertising – a review of literature and bibliometric analysis (2020)CSR-related consumer scepticism: A review of the literature and future research directions (2023)Cutoff criteria for fit indexes in covariance structure analysis: Conventional criteria versus new alternatives (1999)Consumer Attitudes and Purchase Intentions toward Food Delivery Platform Services (2020)Path to Purpose? How Online Customer Journeys Differ for Hedonic Versus Utilitarian Purchases (2020)Online purchase intention in Chinese social commerce platforms: Being emotional or rational? (2021)User Acceptance of Information Technology: Toward A Unified View1 (2003)“YOU POST, I TRAVEL.” Bloggers' credibility, digital engagement, and travelers' behavioral intention: The mediating role of hedonic and utilitarian motivations (2021)The role of utilitarian and hedonic aspects in the continuance intention to use social mobile apps (2022)What's in the box? Investigating the benefits and risks of the blind box selling strategy (2022)Impact of digital finance on financial inclusion and stability (2018)International Journal of Business and Social Science (2018)Mediterranean journal of social sciences (2020)Financial inclusion – does digital financial literacy matter for women entrepreneurs? (2022)The Current Digital Financial Literacy and Financial Behavior in Indonesian Millennial Generation (2022)FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy and the Moderating Influence of Perceived Regulatory Support (2024)The Buying Impulse (1987)Hedonic and utilitarian motivations for online retail shopping behavior (2001)Sustainable Food Consumption: Exploring the Consumer “Attitude – Behavioral Intention” Gap (2006)The “Well-Being” and “Ill-Being” of Online Impulsive and Compulsive Buying on Life Satisfaction: The Role of Self-Esteem and Harmony in Life (2021)Unsustainable business models – Recognising and resolving institutionalised social and environmental harm (2021)The Impact of Mukbang Live Streaming Commerce on Consumers’ Overconsumption Behavior (2023)An Index of Factorial Simplicity (1974)From Intentions to Actions: A Theory of Planned Behavior (1985)The theory of planned behavior (1991)Buy now, pay later: redefining indebted users as responsible consumers (2022)The relationship between responsible financial behaviours and financial wellbeing: The case of buy‐now‐pay‐later (2023)Beyond high tech: early adopters of open innovation in other industries (2006)Sample Size for Survey Research: Review and Recommendations (2020)The Digital Transformation of SMEs (2021)How digitalization in banking improve service supply chain resilience of e-commerce sector? a technological adoption model approach (2022)Unleashing the potential: Enhancing technology adoption and innovation for micro, small and medium-sized enterprises (MSMEs) (2023)Quick response code Indonesia standard (QRIS) E-payment adoption: customers perspective (2024)User Acceptance of Computer Technology: A Comparison of Two Theoretical Models (1989)A new criterion for assessing discriminant validity in variance-based structural equation modeling (2014)Financial literacy and the need for financial education: evidence and implications (2019)Quest for financial inclusion via digital financial services (Fintech) during COVID-19 pandemic: case study of women in Indonesia (2023)The role of financial literacy in enhancing firm’s sustainable performance through Fintech adoption: a moderated mediation analysis (2024)The Red and the Black: Mental Accounting of Savings and Debt (1998)Construal-level theory of psychological distance. (2010)Doing Template Analysis (2012)Role of Privacy Concerns and Trust in Consumers’ Intention to Use Buy-Now, Pay-Later (BNPL): An Extended TPB Model (2023)Role of perceived risks and perceived benefits on consumers behavioural intention to use Buy-Now, Pay-Later (BNPL) services (2024)Understanding the intricacies of risky indebtedness, impulse buying and perceived risk in buy-now-pay-later adoption (2024)Credit Rationing in Markets with Imperfect Information (1981)Unbundling Institutions (2005)The role of ESG performance during times of financial crisis: Evidence from COVID-19 in China (2020)Corporate ESG rating divergence and excess stock returns (2023)FinTech and sustainable development: A systematic thematic analysis using human- and machine-generated processing (2024)The impact of ESG responsibility performance on corporate resilience (2024)
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References

  • 2019Disentangling utilitarian and hedonic consumption behavior in online shopping: An expectation disconfirmation perspective201 cited
  • 2020Digital financial literacy, current behavior of saving and spending and its future foresight200 cited
  • 2022Fintech Adoption Drivers for Innovation for SMEs in Indonesia185 cited
  • 2022The Influence of E-Payment and E-Commerce Services on Supply Chain Performance: Implications of Open Innovation and Solutions for the Digitalization of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia139 cited
  • 2023Fintech inputs, non-performing loans risk reduction and bank performance improvement131 cited
  • 2020Is it all about consumer engagement? Explaining continuance intention for utilitarian and hedonic service consumption123 cited
  • 2020Click to Buy: The Impact of Retail Credit on Over-Consumption in the Online Environment95 cited
  • 2018Linking hedonic and utilitarian shopping values to consumer skepticism and green consumption: the roles of environmental involvement and locus of control88 cited
  • 2021Fintech and responsibility: Buy-now-pay-later arrangements85 cited
  • 2023Understanding the psychological determinants of buy-now-pay-later (BNPL) in the UK: a user perspective75 cited
  • 2022Buy Now Pay (Pain?) Later71 cited
  • 2022Digital vs. in-person financial education: What works best for Generation Z?66 cited
  • 2023Intensifying materialism through buy-now pay-later (BNPL): examining the dark sides

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64 cited
  • 2024Digital adoption, business performance, and financial literacy in ultra-micro, micro, and small enterprises in Indonesia57 cited
  • 2024The effects of buy now, pay later (BNPL) on customers’ online purchase behavior55 cited
  • 2019Measurement Invariance of the UPPS-P Impulsive Behavior Scale Across Age and Sex Across the Adult Life Span55 cited
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